When you become a member of Southland Credit Union, you’ll enjoy a great selection of financial services and products that help simplify your busy lifestyle, achieve your dreams, and put more money in your wallet. Because you’re a Member/owner, you reap rewards with lower loan rates and higher interest on savings! Join today and experience the Southland Difference.
Really FREE Checking Account Choices to fit your Lifestyle
Choose FREE Basic Checking or earn additional interest with FREE Super Checking regardless of your account balance. Plus, with FREE Super Checking, you earn ATM fee refunds up to $20 per month!1.
FREE Checking Benefits
- More FREE ATMs than the
largest banking network
- No Monthly Service Fee
- FREE 24-hour Online Banking
- FREE Unlimited Check Writing
- $500 Overdraft Protection2
- FREE ATM/VISA Debit Card with unlimited free access3
- FREE 24-hour Telephone Access with Quickline—888.426.1918
- Secure Online Check Re-ordering
- Direct Deposit is available
- One FREE box of Southland checks per calendar year
- Each account insured up to $350,000 (most insure only up to $100,000)
Your Money is Secure
Your deposits are insured up to at least $350,000 ($500,000 for IRA
Accounts). The National Credit Union Administration (NCUA), an agency
of the U.S. Government, insures your deposits up to $100,000 ($250,000
for IRA Accounts), AND any amount up to an additional $250,000 is
insured by American Share Insurance (ASI), a private insurance company
contracted by the Credit Union to increase the safety of your funds.
The EXTRAS you deserve, but might not expect!
Convenient FREE ATMs & Branches
- Over 25,000 FREE ATMs3 with your FREE Visa® Debit Card
(that’s more than the largest banking network)
- Access over 2,400 shared branch locations worldwide
Loans to Achieve Your Dreams
- Auto & Recreational Vehicle Loans4—up to 7 year terms
- Business Loans4—to start or grow your business
- Real Estate Loans4
—Home Equity Loans with low interest rates and choice of terms up to 30 years
—Home Equity Lines of Credit with FREE Visa® Access Card
—Home Loans with adjustable or fixed, low interest rates and choice of terms
eBranch—FREE Online Banking Services
Savings & Investments—Enhance Your Personal Finances
- Savings Account—open a Savings Account and take advantage
of many products & services that put more money in your wallet
- Money Market Accounts—have instant access to this flexible
account with tiered dividend rates
- Certificate Accounts—invest and earn higher dividends
—AcceleRate Certificates: increase the rate of your
Certificate one time during the term
—Add-On Certificates: make deposits and withdrawals without
penalties
- Health Savings Accounts—make tax-free contributions when
you pay for qualifying current and future medical expenses
- Holiday Club—set money aside throughout the year for holiday
expenses
FREE Financial Planning Services
- Investment & Insurance Products & Services5
Membership Application—secure online form
Enhance Your Employee Benefits at No Cost.
When you partner with Southland Credit Union and offer your employees
Credit Union Membership, it shows you care about their financial
well being. If you have happy employees, you have productive employees.
| 1 |
To receive additional interest and up to $20 in ATM fee reimbursement, qualified Super Checking accounts must have eStatements, 10 Check Card transactions, and one ACH direct deposit, debit, or ePayment per month. Otherwise, 0.25% APY lower rate will apply and no refund of ATM fees will be made. Reimbursed ATM fees include Southland out-of-network fees. |
| 2 |
Overdraft Protection option and Visa® Debit Card are subject to credit approval. |
| 3 |
Southland Credit Union ATM Network includes Southland ATMs and CO-OP ATMs. Use of other ATMs may result in a $2 transaction fee and third-party surcharges. |
| 4 |
All loans subject to credit approval. |
| 5 |
Financial Planning Services are provided in partnership with XCU Capital Corp. as a resource and for reference. Investment products and services provided by third parties are not associated with, or guaranteed by Southland Credit Union and may be subject to risk. |
|