Thank you for reviewing our Privacy Policy.
For more information about Southland Credit Union's Truth-in-Savings Disclosure (PDF),
please click here.
Southland Credit Union
Member Privacy Policy for Web Site
We understand the importance of protecting the privacy of our Members.
As such, we are committed to maintaining the confidentiality of our
Members' financial records consistent with state and federal laws.
The following sets forth our policies consistent with state and federal
laws. The following sets forth our policies regarding our use and
protection of your financial information.
Collection and Use of Information
During the course of business, we
collect the information you provide to us as well as information available
from public records and credit reports. We use this information about
you to administer your records and Accounts, to process your transactions,
to assist us in developing new products and services, to aid you in
learning more about our products and services, and to fulfill any
legal regulatory requirements.
We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms.
- Information about your transactions with our affiliates, others or us.
- Information we receive from a consumer-reporting agency.
Sharing Information with Third Parties
We may disclose all the information
we collect, as described above to companies that perform services
on our behalf, such as check-printing and data processing companies,
or to other financial institutions with whom we have joint marketing
agreements.
Generally, we share your nonpublic
personal information with nonaffiliated third parties to complete
transactions and maintain Accounts and related records) such as data
processing transactions and records). We may also share information
with select nonaffiliated third parties if: 1) you request or authorize
it; 2) the information is provided to help complete a transaction
initiated by you; 3) the information is provided to a consumer reporting
agency in accordance with the Fair Credit Reporting Act; or 4) the
disclosure otherwise is lawfully required or permitted.
At times, we may enter into agreements
with other businesses to provide support or service to us or for
one or more of our products, such as check printing or data processing
companies. Under certain circumstances, we may also enter into joint
marketing agreements with other financial institutions. Before entering
into relationships with such entities, we require them to agree to
safeguard our consumers' information and to comply with all applicable
privacy laws.
There are several types of third
parties with whom we may share your information. We may disclose nonpublic
personal information about you to the following types of affiliated
and nonaffiliated third parties:
- Financial service providers, such as mortgage bankers, securities
broker-dealers, and insurance agents;
We may also disclose nonpublic information
about you to nonaffiliated third parties not described above as permitted
by law.
Types of Information That We May Share
We do not disclose any nonpublic personal information about our Members
and former Members to anyone, except as permitted by law.
Security of Information
We restrict access to nonpublic personal
information about you to those employees who need to know that information
to provide products and services to our Members. Our employees access
information when needed to administer your Accounts, to provide requested
services, or in response to a legally valid outside request or order
(such as subpoena). Our employees may also access information to exercise
our rights under the law or pursuant to any agreement with you. We
maintain physical, electronic and procedural safeguards that comply
with federal regulations to guard your nonpublic personal information.
We also continually update and assess our systems to improve our technology
for protecting information.
Accuracy of Information
We strive to ensure that our records
contain accurate information about you. If you see any inaccuracies
in your statements, please call 800.426.1917. We will promptly investigate
and make any necessary changes to update your records.
Information Sharing in the Event of Termination of Membership
If you decide to terminate your membership or become an inactive member,
we will adhere to the privacy policies and practices as described in this
notice.
Information Sharing Notice for Web Site
Southland Credit Union is committed
to protecting the privacy of all Members. You have the right to control
whether we share some of your personal information. Please read the
following information carefully.
Your Rights
You have the following rights to
restrict Southland Credit Union from sharing personal and financial
information with our affiliates (companies we own or control) and
outside companies that we do business with. However, we will share
information necessary for us to follow the law, as permitted by law,
or to give you the best service on your Southland Credit Union accounts.
This includes sending you information about Southland Credit Union
products and services.
Your Choices
Click here to complete Southland Credit Union's Opt-Out Application.
Additional Options Regarding Your Personal Information
If you would like to reduce the
amount of advertising you receive from other companies, visit the
Web site www.dmaconsumers.org or write to the following agencies and
include your name, address and telephone number:
DMA Mail Preference Service
P.O. Box 643 Carmel, NY 10512
DMA Telephone Preference Service
P.O. Box 1559 Carmel, NY 10512
You also have the right to have your
name and address removed from mailing lists obtained from the main
consumer credit reporting agencies -- Experian, Equifax, and TransUnion.
You can be removed from pre-screened credit or insurance offer mailing
lists by calling 888.5OPT.OUT (888.567.8688). Or write to the following
credit reporting agencies directly and include your name, address
and Social Security Number:
Experian Consumer Services
901 West Bond Street
Lincoln, NE 68521
www.experian.com
Equifax Credit Information Services,
Inc.
P.O. Box 740241
Atlanta, GA 30374
www.equifax.com
TransUnion Corp LLC's Name Removal
Option
P.O. Box 97328
Jackson, MS 39288-7328
www.tuc.com
National Do-Not-Call Registry
You can reduce the number of unwanted
phone calls to your home by calling 888.382.1222 or registering your
phone number at www.fcc.gov/cgb/donotcall.
Changes to Our Policy
We reserve the right to revise our policy as our business needs change or as the law requires. If we
revise our policies, we will provide our active members with copies of our new policies at that
time.
Last updated 07/01/04
|
