• Guaranteed Asset Protection (GAP)
• Mechanical Breakdown Protection (MBP)

• Identity Theft Recovery Insurance
• Financial Protection—Credit Life and Disability
• Wellness Extras—Vision, Prescription Services, Dental, Chiropractic and more
• Accidental Death & Dismemberment
• Share/Account Insurance—Free to Members

In the event your vehicle is stolen or damaged and deemed a total loss, the amount owed on your loan may be more than your auto insurance settlement. Southland’s GAP insurance protects you by paying the difference (or “gap”) which could cost thousands of dollars out of your pocket.

• One-time fee of only $249
• Coverage on loans up to $100,000*
• All-risk physical damage coverage
• Pays up to 150% of manufacturer suggested retail pricing for new autos or 150% of average retail book value on used autos
• Pays up to $1,000 deductible
• $1,000 towards new vehicle purchase with Southland CU
• Covers new/used autos, vans, motorcycles, jet skis, snowmobiles, and pickups (up to one ton capacity)
• Option to cancel coverage within 60 days for a full refund

We're here to help.
If you have questions, contact a professional Southland representative.
800.426.1917 (M-F, 8am-6pm & Sat, 9am-1pm) or e-mail info@SouthlandCU.org

If your car has ever broken down, you know how costly repairs can be. You can safeguard your auto from costly repairs with MBP Insurance. MBP provides warranty protection coverage for repairs on new or used vehicles, and is typically 39-100% less expensive than a dealer’s extended warranty. MBP provides a host of additional coverage to protect you on the road and repairs are covered at all licensed repair facilities.

• No limit on claims
• Underwritten by American Mercury Insurance—an A-rated company that pioneered MBP in 1975
• Covers the extra expense associated with breakdowns
• Plans include a rental car, tire protection, trip interruption and towing
• Option to cancel insurance at any time
• Coverage is transferable

• Vehicle may be financed as new or used
• $25 deductible per visit
• Rental car (up to $180 per occurrence)
• Tire protection (Up to $125 per occurrence)
• Trip interruption (up to $75 per day, maximum 3 days or $225)
• Towing (up to $75 per occurrence)
• Plans available up to 7 years, 100,000 miles

Credit Life & Disability Insurance

Single Credit Life Insurance
The total amount of your loan balance is paid off if the borrower dies during the term of the loan. Maximum coverage is $50,000 (open-end or closed-end). Available to those under 70 years of age.

Joint Credit Life Insurance
The total amount of the loan balance is paid off in the event the primary borrower or his/her co-borrower dies during the loan term. Maximum coverage is $50,000 (open-end or closed-end). Available to those under 70 years of age.

Disability Insurance
If you become disabled more than 30 days, your monthly loan payments are paid. Upon approval, coverage is retroactive from the date of disability. A maximum of $600 per loan per month is paid per Member.

A low premium is added to your monthly loan balance. You may cancel your disability insurance at any time. (Cancellation request must be in writing). Insurance can also be added throughout the duration of your loan.

Wellness Extras Health Services

UHS Chiropractic Services

• Over 6,000 participating chiropractors nationwide
• Free consultation
• 50% savings on diagnostic services and x-rays
• 30% savings on other related services
• Unlimited access to care with no limit on visits

• The Dental Network of America (DNoA) Select National Referral Network is a referral dental program where Members can save 10-40% on dental care
• The DNoA Select reduced fee schedules are calculated from the standard fees in the dentists’ specific area of the country
• The DNoA Select National Referral Network is a network of quality dental providers contracted with Dental Network of America

• Save 15% off the retail cost on over 70 hearing aid models at over 2,600 Beltone provider locations
• Receive a free hearing test
• Have hearing aids cleaned, inspected and adjusted at any Beltone office
• Access to provider referrals via a toll-free phone number or internet
• Receive up to 60% off with the Association Hearing mail order service on over 80 hearing aid models and auditory devices
• Received a 30-day home trial period and one year factory warranty
• Repairs on any model hearing aid and auditory device less than 5 years old for as little as $99 (not available in Colorado or Missouri)

• Nurse-On-Call—Receive accurate health information from professional nurses 24 hours a day, 365 days a year
• Immediate access to 180 physician approved triage guidelines
• Nurses are monitored and evaluated monthly
• Bilingual services available
• The Audio Health Library—a in-depth source of almost 1,200 medical topics such as aging, child development, exercise & fitness, sports medicine, women’s health, and more

• Receive preferred pricing on prescription drugs at over 51,000 pharmacies
• Save more on generic drugs and the lowest price of the pharmacy’s regular discount or the AdvancePCS Preferred Price

• Purchase prescription drugs, vitamins and other over-the-counter pharmacy needs at savings from one of the nation’s most respected mail order pharmacies, Heartland Prescription Service and Medical Supplies
• Save $5 off first or transferred prescription

• Purchase top quality eyewear at preferred pricing from over 10,000 participating vision providers nationwide
• Save 20-60% on eyeglasses, contacts (disposable lenses excluded), mail order replacement contact lenses, and non-prescription sunglasses

• Coverage of $10,000 provided to Member for injuries resulting in loss of life when: boarding, riding or alighting from a licensed common carrier (airplane, bus or taxi) as a fare-paying passenger

• Immediately alert EMS (Emergency Medical System) and other health care personnel whenever there is a medical situation
• Receive a set of 3, durable bright yellow plastic tags to use at multiple locations
• Access information with a toll-free number in the event of an emergency

Accidental Death & Dismemberment Insurance (AD&D)

As a Southland Credit Union Member 18 years old or older, you receive $1,000 FREE coverage and are eligible to purchase coverage up to $300,000.

• Plan pays within one year of the date of the accident
• Guaranteed issue; no need to submit health statement
• Dependent children may be eligible for coverage
• Premium is deducted from Savings Account quarterly
• Member only or family plan coverage
• Benefit amounts available: $10,000, $25,000, $50,000, $100,000, $250,000, and $300,000
• Coverage is effective approximately 30 days from the date your enrollment form is returned to the Plan Administrator
• Coverage remains effective as long as premiums are paid, the master policy remains in force, and your Southland Credit Union account is maintained

Deposit Insurance

Your Southland Credit Union deposits are insured up to $350,00 ($500,000 for IRA Accounts). The National Credit Union Administration (NCUA), an agency of the U.S. Government, insures your deposits up to $100,000 ($250,000 for IRA Accounts), and any amount up to an additional $250,000 is insured by American Share Insurance (ASI), a private insurance company contracted by Southland Credit Union to increase the safety of your funds.

We're here to help.
If you have questions, contact a professional Southland representative.
800.426.1917 (M-F, 8am-6pm & Sat, 9am-1pm) or e-mail info@SouthlandCU.org