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The powerful benefits of FREE SUPER CHECKING!
- Earn 3.00% APY*
- No minimum balance requirements
- ATM fee reimbursement up to $20 per month*
- FREE Identity Theft Insurance
- Overdraft Protection
FREE SUPER CHECKING doesn’t cost you a cent!
It really is that simple. In fact, here are the answers to some of the questions our Members had about Super Checking.
I worry about Identity Theft. How secure is my information if I use Southland eBranch?
Your security is our priority. We use the latest encryption technology to ensure the safety of your personal information. One of several safety features is Safe2Login. Safe2Login verifies the identity of the online banking service, as well as the identity of the online banking user’s computer. This verification process assures online banking users that they are, in fact, logging into the correct web server and will not be putting any of their personal information at risk.
Won’t it take a long time to set up my bill payments online?
Southland’s eBranch (online banking) has easy, step-by-step directions to set up bill payments on our secure web site. It doesn’t take much time to set up. Once your accounts are loaded, paying your bills takes only a couple of minutes. You can even schedule bills to pay in advance—a great convenience when you travel. Once you’ve tried it, you’ll never go back to writing checks again!
Are there any hidden fees if I pay my bills online (Southland ePay)?
Absolutely no fees are charged when you pay your online bill pay at Southland. Pay your bills whenever you choose—on payday, near the due date, or even when you’re out of town. With online bill pay you’ll also be able to track your payment history FREE.
I’m not sure I’d use my Debit/Check Card 10 times in a month.
You probably use your card more than you realize. The average monthly use is 17 times per month. Use your card to easily make common purchases such as gas, groceries, online purchases, or dining out.
I like to write checks instead of using my Debit/Check Card. I like having a paper receipt and getting my statements through the mail.
You can still keep track of your purchases by writing the information in your check register. Plus, you’ll have access to your purchases online. You can print copies of your transactions through eBranch, where your statements are kept for three years.
With the rising cost of U.S. mail, and the risk of having your information lost or stolen through the mail or trash, it is a good time to use a safer, less costly method to make payments and receive your statements.
If I use an ATM outside Southland and CO-OP ATM networks, do I get charged a fee?
With Southland’s and the CO-OP’s Network, you’ll have access to over 25,000 surcharge-free ATMs. Should you use an out-of-network ATM you would be charged a $2 transaction fee. However, with Super Checking, you will be reimbursed up to $20 per month for any out-of-network fees.
What’s the benefit of having Direct Deposit?
With Direct Deposit, your money is automatically in your account on payday. There’s no need to make a trip to a branch to deposit your check. Think of how much time and gas money you could save!
Is there a minimum balance to earn the 3.00% APY for Super Checking?
There is no minimum balance! Members will earn the 3.00% APY on their balances up to $50,000.00. On balances over $50,000.00 a lower dividend rate (currently .25% APY) will be paid.
It’s a hassle to switch my checking account.
We are here to make switching your account a smooth transition. Our switch kit gives you simple steps to make a change.
I’m not close to a Southland branch.
You can make transactions at 75 shared branch locations in Orange and Los Angeles Counties. Plus, you’ll have access to over 25,000 FREE ATMs—that’s more than the largest banking network!
Click Here to open your FREE Super Checking Account today!
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