Membership is subject to eligibility. All new accounts will be verified through ChexSystems and are subject to credit approval. *The $200.00 must be deposited directly into a Southland checking or savings account once the loan has been funded. Vehicle loan must be a minimum of $15,000 and be funded by June 30, 2008 to qualify. **APR=Annual Percentage Rate. Rate quoted as of 4-1-08 for 60 month term and includes a .25 discount for autopay must be from a Southland Checking or Money Market Account. Loan rate of 6.49% APR for terms of 61 to 84 months . Vehicles valued over $25,000 financed up to 84 months (on approved credit); otherwise, maximum term is 72 months.