Savings & Certificates

Everyone is saving for something. A Southland Savings Account will help you with those goals. Earn a competitive rate and enjoy the many benefits of Southland Credit Union Membership. Every Membership with Southland starts with a Primary Savings Account to help get you started.  

Deposit Accounts

  • Savings Account
  • Money Market Accounts
  • Certificates of Deposits
  • Holiday Club
  • Health Savings Account

 

 

  Safe
  Simple
  Secure

Table data for 13-Month Certificate Special
 Rates Effective 10-17-2018
Term APY1 Dividend Rate Minimum Deposit Minimum Balance Alert Me
13-Months 2.250% 2.226% $1,000 $1,000
APY = Annual Percentage Yield. 13-Month Certificate Account special rate quoted is effective 9-24-18 and is subject to change without notice. Certificate is available to new Members or an existing Member who deposits new money transferred from another financial institution. Personal Accounts only. Minimum deposit to open is $1,000 to qualify for the special rate. Unless directed otherwise, upon maturity, Certificate will rollover into a standard 12-month Certificate. Early withdrawal penalties may apply. Membership is subject to eligibility. Yields based on certificates held to maturity. Dividends paid monthly. Penalty for early withdrawal on all Term Share Certificates. The Certificate and IRA Account Agreement and Disclosure is included in the Truth in Savings Disclosure. Accounts are insured by the NCUA (National Credit Union Administration), an agency of the U.S. Government ($250,000). See "Your Insured Funds" booklet issued by the NCUA for additional coverage for multiple accounts.
  • 1APY = Annual Percentage Yield. Rates are variable and are subject to change at anytime without notice. Indicated rates are available to qualified Members.

Maximize Your Earnings with a Money Market Account

The higher your balance, the more you earn. If you’re looking to earn higher dividends with flexible access, a Southland Money Market Account is a great choice.

  • Access funds immediately; no minimum investment period
  • Earn a higher dividend rate than offered by a traditional Savings Account
  • Earn dividends calculated on your daily balance
  • Receive monthly statements
  • Make automatic deposits with Payroll Deduction or Direct Deposit
  • Receive increases in dividend rates as balances grow
  • Earn dividends with as little as $2,500

Table data for Money Market Account
 Rates Effective 10-17-2018
APY1 Dividend Rate Minimum Deposit Minimum Balance Alert Me
Tier 1 0.000% 0.000% $0 $0 Receive a notification when this rate changes
Tier 2 0.150% 0.150% $2,500 $2,500 Receive a notification when this rate changes
Tier 3 0.200% 0.200% $10,000 $10,000 Receive a notification when this rate changes
Tier 4 0.300% 0.300% $50,000 $50,000 Receive a notification when this rate changes
Tier 5 0.350% 0.350% $100,000 $100,000 Receive a notification when this rate changes
Tier 6 0.400% 0.400% $150,000 $150,000 Receive a notification when this rate changes
Tiered Rates earned are based on account balance.
  • 1APY = Annual Percentage Yield. Rates are variable and are subject to change at anytime without notice. Indicated rates are available to qualified Members.

Term Share Certificate Accounts

It’s your money...It’s your choice

Certificate Accounts are a great way to invest and earn higher dividends over a set term. Maximize your money with a Term Share Certificate Account. When you open a Southland Certificate, you select the amount to invest and the length of term and your funds are secured for the term of the Certificate.

  • Open with as little as $1,000
  • Choose terms from 6 months to 5 years
  • Receive dividends compounded and paid monthly
  • Certificate can be used to secure a Certificate Secured Loan (IRA CERTIFICATES do not qualify)
  • Jumbo rates available

Table data for Term Share Certificates & IRA Share Certificates
 Rates Effective 10-17-2018
Term APY1 Dividend Rate Minimum Deposit Minimum Balance Alert Me
6 Month 1.200% 1.193% $1,000 $1,000 Receive a notification when this rate changes
1 Year 1.400% 1.391% $1,000 $1,000 Receive a notification when this rate changes
2 Year 1.800% 1.785% $1,000 $1,000 Receive a notification when this rate changes
3 Year 2.000% 1.981% $1,000 $1,000 Receive a notification when this rate changes
4 Year 2.200% 2.177% $1,000 $1,000 Receive a notification when this rate changes
5 Year 2.500% 2.470% $1,000 $1,000 Receive a notification when this rate changes
Yields based on certificates held to maturity. Dividends paid monthly. Penalty for early withdrawal on all Term Share Certificates.

The Certificate and IRA Account Agreement and Disclosure is included in the Truth in Savings Disclosure. Accounts are insured by the NCUA (National Credit Union Administration), an agency of the U.S. Government ($250,000). See "Your Insured Funds" booklet issued by the NCUA for additional coverage for multiple accounts.

  • 1APY = Annual Percentage Yield. Rates are variable and are subject to change at anytime without notice. Indicated rates are available to qualified Members.

Table data for Jumbo Term Share & IRA Share Certificates
 Rates Effective 10-17-2018
Term APY1 Dividend Rate Minimum Deposit Minimum Balance Alert Me
6 Month 1.350% 1.341% $100,000 $100,000 Receive a notification when this rate changes
1 Year 1.550% 1.539% $100,000 $100,000 Receive a notification when this rate changes
2 Year 1.950% 1.932% $100,000 $100,000 Receive a notification when this rate changes
3 Year 2.150% 2.128% $100,000 $100,000 Receive a notification when this rate changes
4 Year 2.350% 2.323% $100,000 $100,000 Receive a notification when this rate changes
5 Year 2.650% 2.616% $100,000 $100,000 Receive a notification when this rate changes
Yields based on certificates held to maturity. Dividends paid monthly. Penalty for early withdrawal on all Term Share Certificates.

The Certificate and IRA Account Agreement and Disclosure is included in the Truth in Savings Disclosure. Accounts are insured by the NCUA (National Credit Union Administration), an agency of the U.S. Government ($250,000). See "Your Insured Funds" booklet issued by the NCUA for additional coverage for multiple accounts.

  • 1APY = Annual Percentage Yield. Rates are variable and are subject to change at anytime without notice. Indicated rates are available to qualified Members.