Platinum Rewards Credit Cards

Southland Visa Platinum Rewards and Platinum Cash Rewards

Your Visa, your rewards, your choice

Platinum Cash Rewards

  • Earn 1 point for every $1 spent with your choice to:
    • Redeem rewards points for CASH
    • Redeem rewards points for merchandise, travel and fuel
  • 0% APR1 on purchases and balance transfers for the first 12 months
  • APR as low as 9.24% after the first year
  • Maximum limits up to $100,0002 
  • Visa Zero Liability coverage3
  • No annual fee

APPLY NOW

Platinum Rewards

  • Earn 1 point for every $1 spent
  • Redeem rewards points for merchandise, travel and fuel
  • 0% APR1 on purchases and balance transfers for the first 12 months
  • APR as low as 8.99% after the first year
  • Maximum limits up to $100,0002 
  • Visa Zero Liability coverage3
  • No annual fee

APPLY NOW

Low rates

Easy online application

Cashless payments with Apple Pay, Google Pay or Samsung Pay

No Annual Fee


 

Turn your everyday purchases into fabulous rewards with your Platinum Cash Rewards or Platinum Rewards credit card.

For every qualifying purchase made, you earn valuable points that may be redeemed for: 

  • Cash!
  • Merchandise
  • Travel
  • Fuel
  • ...And more!

Rewards Details

Frequently asked questions

How many points do I receive for using my Platinum Rewards or Cash Rewards card?

You will receive 1 point for every $1 spent. 

What kind of rewards can I earn?

You can redeem your rewards points for hundreds of merchandise options, travel, fuel, bonus offers at specific retailers, and DailyWin prize drawings. Browse the catalog at ScoreCard Rewards for more information.

How do I redeem my rewards points?

Platinum Rewards and Platinum Cash Rewards cardholders can redeem their points on Southland's ScoreCard Rewards page. New users must create an account with their card information before redeeming their points. 

How many rewards points do I need to accumulate to redeem for merchandise?

There are hundreds of rewards options with various point values. But for as little as 200 points, you can start redeeming your rewards points for merchandise. 

How many rewards points are needed to redeem for cash?

Platinum Cash Rewards cardholders can redeem their points for cash at ScoreCard Rewards in the following increments: 

  • 2,000 points for $20 
  • 4,000 points for $40 
  • 6,000 points for $60 
  • 8,000 points for $80 
  • 10,000 points for $100

There is no limit to the number of times you can redeem your points. 

How do I receive my cash?

Cash back is distributed via ACH transfer to your checking or savings account. Transfers may take up to 7 business days. 

Do rewards points expire?

Yes. Rewards points expire after 72 months. 

Who do I call if I have questions about my rewards points?

You can call ScoreCard Rewards Services at: 800.854.0790.

Who do I call to report a card lost or stolen?

You can call Quickline at 888.426.1918. The phone number is also printed on the back of your card.

How do I make a credit card payment?

There are several easy ways to make a payment. Visit the Make a Payment page for details.

Can I transfer a balance from another card to my Southland card?

Yes. You can transfer your balance from a different financial institution to take advantage of Southland's low rates. Contact us for details. 


Credit Card Disclosure

Read important credit card disclosures(Opens in a new window)  |  Open full credit card agreement

1: APR= Annual Percentage Rate. 0% introductory APR for 12 months, based on your creditworthiness, available on Platinum cards only. Not every applicant approved for the Platinum card will qualify for the intro rate. After that, your APR will be 9.24% - 12.24% for Platinum Cash Rewards or 8.99% - 11.99% for Platinum Rewards. This APR will vary with the market based on the Prime Rate plus a margin. Balance transfer, cash advance, foreign transaction and other fees may apply. Terms, features, programs and conditions subject to change. 

2: Applicants may qualify for a Maximum total unsecured limit of $100,000, lending criteria applies. Online application currently accepts a max limit of $25,000, please place a comment on your application to request more, or contact us.

3: Visa’s Zero Liability Policy is our guarantee that you won’t be held responsible for unauthorized charges made with your account or account information. You’re protected if your Visa credit or debit card is lost, stolen or fraudulently used, online or offline. Program conditions and restrictions may apply. 

4: Lending criteria will apply.

*Visa Spring Savings: Balance transfer, cash advance, foreign transaction, and other fees may apply. Balance transfer fee waived for transfers made prior to 6-30-2021. Existing Southland loans do not qualify for intro rate or fee waiver for transfers, transfers must be from another financial institution. Terms, features, programs, and conditions subject to change. To earn 10,000 bonus points, Platinum cardholder must make a cumulative $1,000 in purchase transactions between March 1 and June 30, 2021. Balance transfers do not qualify for rewards points. Rewards Program conditions and restrictions may apply.