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1: APR= Annual Percentage Rate. 0% introductory APR for 12 months, based on your creditworthiness, available on Platinum cards only. Not every applicant approved for the Platinum card will qualify for the intro rate. After that, your APR will be 9.24% - 12.24% for Platinum Cash Rewards or 8.99% - 11.99% for Platinum Rewards. This APR will vary with the market based on the Prime Rate plus a margin. Balance transfer, cash advance, foreign transaction and other fees may apply. Terms, features, programs and conditions subject to change.
2: Applicants may qualify for a Maximum total unsecured limit of $100,000, lending criteria applies. Online application currently accepts a max limit of $25,000, please place a comment on your application to request more, or contact us.
3: Visa’s Zero Liability Policy is our guarantee that you won’t be held responsible for unauthorized charges made with your account or account information. You’re protected if your Visa credit or debit card is lost, stolen or fraudulently used, online or offline. Program conditions and restrictions may apply.
4: Lending criteria will apply.
*Visa Spring Savings: Balance transfer, cash advance, foreign transaction, and other fees may apply. Balance transfer fee waived for transfers made prior to 6-30-2021. Existing Southland loans do not qualify for intro rate or fee waiver for transfers, transfers must be from another financial institution. Terms, features, programs, and conditions subject to change. To earn 10,000 bonus points, Platinum cardholder must make a cumulative $1,000 in purchase transactions between March 1 and June 30, 2021. Balance transfers do not qualify for rewards points. Rewards Program conditions and restrictions may apply.