Southland Visa Platinum Rewards and Platinum Cash Rewards
Your Visa, your rewards, your choice
Easy online application
Cashless payments with Apple Pay, Google Pay or Samsung Pay
No Annual Fee
For every qualifying purchase made, you earn valuable points that may be redeemed for:
You will receive 1 point for every $1 spent.
You can redeem your rewards points for hundreds of merchandise options, travel, fuel, bonus offers at specific retailers, and DailyWin prize drawings. Browse the catalog at ScoreCard Rewards for more information.
Platinum Rewards and Platinum Cash Rewards cardholders can redeem their points on Southland's ScoreCard Rewards page. New users must create an account with their card information before redeeming their points.
There are hundreds of rewards options with various point values. But for as little as 200 points, you can start redeeming your rewards points for merchandise.
Platinum Cash Rewards cardholders can redeem their points for cash at ScoreCard Rewards in the following increments:
There is no limit to the number of times you can redeem your points.
Cash back is distributed via ACH transfer to your checking or savings account. Transfers may take up to 7 business days.
Yes. Rewards points expire after 72 months.
You can call ScoreCard Rewards Services at: 800.854.0790.
You can call Quickline at 888.426.1918. The phone number is also printed on the back of your card.
There are several easy ways to make a payment. Visit the Make a Payment page for details.
Yes. You can transfer your balance from a different financial institution to take advantage of Southland's low rates. Contact us for details.
1: APR= Annual Percentage Rate. 0% introductory APR for 12 months, based on your creditworthiness, available on Platinum cards only. Not every applicant approved for the Platinum card will qualify for the intro rate. After that, your APR will be 9.24% - 12.24% for Platinum Cash Rewards or 8.99% - 11.99% for Platinum Rewards. This APR will vary with the market based on the Prime Rate plus a margin. Balance transfer, cash advance, foreign transaction and other fees may apply. Terms, features, programs and conditions subject to change.
2: Applicants may qualify for a Maximum total unsecured limit of $100,000, lending criteria applies. Online application currently accepts a max limit of $25,000, please place a comment on your application to request more, or contact us.
3: Visa’s Zero Liability Policy is our guarantee that you won’t be held responsible for unauthorized charges made with your account or account information. You’re protected if your Visa credit or debit card is lost, stolen or fraudulently used, online or offline. Program conditions and restrictions may apply.
4: Lending criteria will apply.
*Visa Spring Savings: Balance transfer, cash advance, foreign transaction, and other fees may apply. Balance transfer fee waived for transfers made prior to 6-30-2021. Existing Southland loans do not qualify for intro rate or fee waiver for transfers, transfers must be from another financial institution. Terms, features, programs, and conditions subject to change. To earn 10,000 bonus points, Platinum cardholder must make a cumulative $1,000 in purchase transactions between March 1 and June 30, 2021. Balance transfers do not qualify for rewards points. Rewards Program conditions and restrictions may apply.