Clean Energy Vehicle Loans

Finance your clean energy vehicle with Southland and save!

Ready to lower your rate?

You can help lead the way to a cleaner tomorrow by driving an electric vehicle that increases fuel efficiency, reduces harmful emissions, and cuts your fuel costs. Whether you're looking for an all-electric, plug-in hybrid, or another type of eco-friendly vehicle, Southland has a vehicle loan to save you money. Take an extra 0.25% off your qualified loan rate when you purchase a clean energy vehicle and finance with Southland. 

Save the environment, save on fuel costs and save money with your rate discount.

Lower Rate

Flexible Terms

Convenient Online Loan Application

Loan Rate Discount

 

New and used clean energy vehicle loan benefits

  • Loan rate discounts*
    • .25% off for Platinum Members
    • .25% off with auto payment 
    • .25% off for a clean energy vehicle purchase
  • Repayment terms from 36 to 84 months 
  • No prepayment penalties
  • Finance up to 130% of the purchase price with tax, license, and insurance
 

Qualified clean energy vehicles

  • Electric Vehicles (EV)
  • Plug-in hybrid electric vehicles (PHEV) – a combination of gas and electric
  • Gas or diesel-powered vehicles with at least 40 MPG (city/highway)
  • CNG Vehicles – natural gas
  • Fuel Cell Vehicles (FCV) – Hydrogen 
  • Any qualifying vehicle in the EPA Green Vehicle Guide

New Vehicle

Your vehicle qualifies for new rates if it is a current year car with less than 5,000 miles.

Rates Effective 01/10/2023

  • 36 Months
    36 Months Payment Terms1
    4.99% APR with Autopay2
    5.24% APR without Autopay2
    130% MSRP Advance Policy3
  • 48 Months
    48 Months Payment Terms1
    4.99% APR with Autopay2
    5.24% APR without Autopay2
    130% MSRP Advance Policy3
  • 60-66 Months
    60-66 Months Payment Terms1
    4.99% APR with Autopay2
    5.24% APR without Autopay2
    130% MSRP Advance Policy3
  • 72-78 Months
    72-78 Months Payment Terms1
    5.24% APR with Autopay2
    5.49% APR without Autopay2
    130% MSRP Advance Policy3
  • 84 Months
    84 Months Payment Terms1
    5.74% APR with Autopay2
    5.99% APR without Autopay2
    130% MSRP Advance Policy3

Rates reflect a .25% discount for qualified electric/hybrid vehicles. Loans are subject to credit and collateral qualification, other fees and conditions may apply. Rates are subject to change without notice. Other rates and advance policies may apply based on your individual credit profile.

1 Vehicles valued over $20,000 financed up to 84 months (on approved credit); otherwise, maximum term is 78 months.

2 APR = Annual Percentage Rate. Autopay must be from a Credit Union Checking or Money Market Account to receive the deduction (.25%). All APRs shown are calculated at a $10,000 loan amount.

3MSRP=Manufacturer's Suggested Retail Price; Wholesale=Wholesale Market Value.

Used Vehicle

Your vehicle qualifies for used rate financing if the car is a 2015 model or later. 

Rates Effective 12/19/2022

  • 36 Months
    36 Months Payment Terms1
    5.24% APR with Autopay2
    5.49% APR without Autopay2
    130% RKBB/JDP Advance Policy3
  • 48 Months
    48 Months Payment Terms1
    5.24% APR with Autopay2
    5.49% APR without Autopay2
    130% RKBB/JDP Advance Policy3
  • 60-66 Months
    60-66 Months Payment Terms1
    5.24% APR with Autopay2
    5.49% APR without Autopay2
    130% RKBB/JDP Advance Policy3
  • 72-78 Months
    72-78 Months Payment Terms1
    5.49% APR with Autopay2
    5.74% APR without Autopay2
    130% RKBB/JDP Advance Policy3
  • 84 Months
    84 Months Payment Terms1
    5.99% APR with Autopay2
    6.24% APR without Autopay2
    130% RKBB/JDP Advance Policy3

Rates reflect a .25% discount for qualified electric/hybrid vehicles. Loans are subject to credit and collateral qualification, other fees and conditions may apply. Rates are subject to change without notice. Other rates and advance policies may apply based on your individual credit profile.

1Vehicles valued over $20,000 financed up to 84 months (on approved credit); otherwise, maximum term is 78 months.

2APR = Annual Percentage Rate. Autopay must be from a Credit Union Checking or Money Market Account to receive the deduction (.25%). All APRs shown are calculated at a $10,000 loan amount.

3MSRP=Manufacturer's Suggested Retail Price; Wholesale=Wholesale Market Value

Questions?

Locate your nearest Southland branch or call us: 

800.426.1917

*APR=Annual Percentage Rate. Rates shown include a 0.25% discount for autopay from a Southland Checking, excluding Free Checking, or Money Market Account, and 0.25% discount for a Clean Energy Vehicle. Vehicles over $20,000 can be financed for up to 84 months. Other rates may apply based on your individual credit profile. Loans made subject to credit and vehicle qualification, other fees and conditions may apply. Rates are subject to change without notice. Eco-friendly loan rate discount offer expires 12-31-2022. Membership is subject to eligibility. All new accounts will be verified through ChexSystems and are subject to credit approval.