Business Banking

A penny saved is a penny earned

Business savings accounts lay the groundwork for a strong and stable savings plan and provide the opportunity to earn a higher rate of return than checking products. With a variety of savings options, your business savings can grow at Southland.

Features

  • ATM access for transaction accounts
  • Quarterly statements—Monthly statements if you also have a Checking, Money Market, Loan, or any account with electronic funds transfer (EFT)
  • Deposits
    • In-person at our branches
    • Through the night depository at our Downey or Los Alamitos office
    • At CO-OP ATM's (over 4,000 locations in California and 30,000 nationwide)
  • Withdrawal Access—Quickline (24-hour telephone access), ATM (fees may apply), telephone, in-person or mail, wire transfer (for a fee)

Business Checking Account

Have big dreams for your business?

We’ll help you reach them. Whether you’re just starting your business or growing larger, Southland Credit Union has the Business Checking Account you need to help you succeed! Additional merchant services are available to our Business Checking Account holders including: 

  • FREE coin deposit machines in our Downey, Los Alamitos, and Santa Monica branches.

Features

  • Nearly 30,000 FREE ATMs—More ATMs than the largest banking network
  • FREE 24-hour Online Banking, including FREE unlimited Bill Pay
  • FREE Unlimited Check Writing
  • Overdraft Protection
  • Secure Online Check Re-ordering
  • Direct Deposit & Payroll Deduction is available
  • No monthly service fee
  • No minimum balance requirements

Protect Your Investment

 

Southland offers affordable loan insurance options for car loans, boat loans, personal loans, and many more.

MBP Coverage

Mechanical Breakdown Protection (MBP) can help ensure that the investment in your vehicle is protected, and reduces the possibility of out-of-pocket expenses when your vehicle suffers an unexpected mechanical failure.

GAP Coverage

Guaranteed Asset Protection (GAP) coverage is an optional car insurance coverage that helps pay off your auto loan if your car is totaled or stolen and you owe more than the cars depreciated value.

ConsumerSafe Debt Protection

Life is unpredictable. Take action to safeguard your family against a wide range of unexpected events that could leave you and your family scrambling to pay monthly bills.

Rates Effective 07/24/2020

  • 36 Months
    36 Months Payment Terms1
    2.99% APR with Autopay2
    3.24% APR without Autopay2
    $29.08 Payment/$1,000
    130% MSRP Advance Policy3
  • 48 Months
    48 Months Payment Terms1
    2.99% APR with Autopay2
    3.24% APR without Autopay2
    $22.13 Payment/$1,000
    130% MSRP Advance Policy3
  • 60-66 Months
    60-66 Months Payment Terms1
    2.99% APR with Autopay2
    3.24% APR without Autopay2
    $17.96 Payment/$1,000
    130% MSRP Advance Policy3
  • 72-78 Months
    72-78 Months Payment Terms1
    3.24% APR with Autopay2
    3.49% APR without Autopay2
    $15.30 Payment/$1,000
    130% MSRP Advance Policy3
  • 84 Months
    84 Payment Terms1
    3.74% APR with Autopay2
    3.99% APR without Autopay2
    $13.55 Payment/$1,000
    130% MSRP Advance Policy3

Loans are subject to credit and collateral qualification, other fees and conditions may apply. Rates are subject to change without notice. Other rates and advance policies may apply based on your individual credit profile.

1 Vehicles valued over $25,000 financed up to 84 months (on approved credit); otherwise, maximum term is 72 months.

2 APR = Annual Percentage Rate. Autopay must be from a Credit Union Checking or Money Market Account to receive the deduction (.25%). All APRs shown are calculated at a $10,000 loan amount.

3MSRP=Manufacturer's Suggested Retail Price; RNADA=Retail National Automotive Dealers Association; Wholesale=Wholesale Market Value.

Banking On The Go

Man on Mobile Phone
 

Manage your Southland accounts anytime and anywhere with free* Mobile Banking. If you have a web-enabled phone or device, then Southland has an app for you. Mobile Banking makes banking secure, convenient and flexible. It’s like having a personal branch in your pocket.

Let's Get Started!

Most smartphones and web-enabled phones can download the Southland App from Google Play and Apple's App Store.