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Boat & RV

Looking to purchase a new or used boat or RV that fits your lifestyle?

What does "RV" mean to you—fishing in your boat, creating memories in your motor home, or cruising in a new camper?  No matter how you have fun, Southland offers a Recreational Vehicle Loan to fit your needs. With Southland’s low rates and longer terms on new and used vehicles, we can put you in the driver’s seat.

New Purchase

  • Finance up to 90% of the purchase price with tax, license, and insurance
  • Select repayment terms—up to 15 years (depending on amount financed)
  • Save an additional .25% on your rate with automatic payments from your Credit Union Checking or Money Market Account
  • Shop confidently with a pre-approved loan
  • Receive online loan approval within minutes
  • Payment protection available
  • Guaranteed Asset Protection (GAP) Insurance available
  • Extended Vehicle Warranties with Mechanical Breakdown Protection (MBP) available

Used Purchase or Refinance

  • No lender fees to refinance your existing loan
  • Finance up to 90% of the appraised value
  • Select repayment terms—up to 15 years (Depending On Amount Financed)
  • Save an additional .25% on your rate with automatic payments from your Credit Union Checking or Money Market Account
  • Receive online loan approval within minutes
  • Payment protection available
  • Guaranteed Asset Protection (GAP) Insurance available
  • Extended Vehicle Warranties with Mechanical Breakdown Protection (MBP) available

Estimate Your Monthly Payment

Knowning your monthly payment is key managing your budget. Explore our loan calculators to find all the answers to make the right decision.

How much car can you afford?

36 Months
84 Months

Rates Effective 06/26/2020

  • 36 Months
    36 Months Payment Terms1
    2.99% APR with Autopay2
    3.24% APR without Autopay2
    $29.08 Payment/$1,000
    130% MSRP Advance Policy3
  • 48 Months
    48 Months Payment Terms1
    2.99% APR with Autopay2
    3.24% APR without Autopay2
    $22.13 Payment/$1,000
    130% MSRP Advance Policy3
  • 60-66 Months
    60-66 Months Payment Terms1
    2.99% APR with Autopay2
    3.24% APR without Autopay2
    $17.96 Payment/$1,000
    130% MSRP Advance Policy3
  • 72-78 Months
    72-78 Months Payment Terms1
    3.24% APR with Autopay2
    3.49% APR without Autopay2
    $15.30 Payment/$1,000
    130% MSRP Advance Policy3
  • 84 Months
    84 Payment Terms1
    3.99% APR with Autopay2
    4.24% APR without Autopay2
    $13.66 Payment/$1,000
    130% MSRP Advance Policy3

Loans are subject to credit and collateral qualification, other fees and conditions may apply. Rates are subject to change without notice. Other rates and advance policies may apply based on your individual credit profile.

1 Vehicles valued over $25,000 financed up to 84 months (on approved credit); otherwise, maximum term is 72 months.

2 APR = Annual Percentage Rate. Autopay must be from a Credit Union Checking or Money Market Account to receive the deduction (.25%). All APRs shown are calculated at a $10,000 loan amount.

3MSRP=Manufacturer's Suggested Retail Price; RNADA=Retail National Automotive Dealers Association; Wholesale=Wholesale Market Value.

Protect Your Investment

 

Southland offers affordable loan insurance options for car loans, boat loans, personal loans, and many more.

MBP Coverage

Mechanical Breakdown Protection (MBP) can help ensure that the investment in your vehicle is protected, and reduces the possibility of out-of-pocket expenses when your vehicle suffers an unexpected mechanical failure.

GAP Coverage

Guaranteed Asset Protection (GAP) coverage is an optional car insurance coverage that helps pay off your auto loan if your car is totaled or stolen and you owe more than the cars depreciated value.

ConsumerSafe Debt Protection

Life is unpredictable. Take action to safeguard your family against a wide range of unexpected events that could leave you and your family scrambling to pay monthly bills.

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Personal Loans

Borrow With Confidence

Southland Credit Union offers personal loans for all your borrowing needs, with competitive fixed rate options and a variety of terms to keep your monthly payments at a minimum.