Financial Calculators

How much? What if? Should I?

Crunch the numbers on your way to smart shopping, smart borrowing, and smart saving.

Auto Loan Calculators

New or Used?
Weigh the decision to buy a new vehicle or a used one by considering the purchase price, depreciation, operating costs, years of ownership, and the financing cost.
Lease or Purchase?
Decide if leasing is preferable to borrowing to acquire a vehicle. This calculator assumes that you do not exercise the purchase option at the end of the lease term. With a vehicle loan, you will own the vehicle when the loan is paid off.
Loan Calculator
Find your monthly payment based on loan amount, loan term, and interest rate.
Rebate or Low Rate?
See which option saves you money on your car purchase: low-rate financing or rebate incentives.
What Can I Afford?
Determine the price of a vehicle you can afford, based on your down payment, value of your trade-in, cash rebates available, and loan terms.
Depreciation Cost
Estimate your annual depreciation expense by applying a depreciation rate to the new vehicle value.

Savings & Planning Calculators

Personal Spending
See how much you are currently spending and how much you can save by spending less.
Savings Goal
Compare different options for saving a lump-sum amount that you intend to spend on a vehicle, home, or other big-ticket item.
Debt Consolidation
Find out if consolidating your existing loans and credit cards into a new loan will save you money.
Pay Debt or Invest?
Determine if paying off debt or investing the same amount is the better financial decision.
Certificate Value
Find out how much your certificate will be worth at maturity.
Am I Saving Enough?
Determine if your living expenses after retirement will be fully funded.
Become a Millionaire
See how long it will take you to save $1 million based on your savings.

Credit Card Calculators

Pay Off My Balance
Use this calculator to compare the total cost of keeping multiple credit cards versus consolidating the debts onto one card.
Payoff Other Cards
Estimate the amount of time to pay off a credit card balance.

Mortgage Loan Calculators

Save with Extra Payments
Compare the total mortgage interest paid with and without making prepayments for a given set of loan terms.
How Much Can I Borrow?
See loan amounts and mortgage payments for two underwriting scenarios: one that uses aggressive underwriting guidelines and one that uses conservative guidelines.
Loan Calculator
Find your monthly mortgage payment for a given purchase price, down payment, interest rate, and loan term.
Compare Loans
Determine which of two mortgage loans is the better deal.
Should I Pay Points?
Determine whether paying points for a lower interest rate is a good deal.
Should I Refinance?
Compare the terms of your current loan to the refinance loan that you are considering.

Calculators are intended solely for general and educational purposes and no actions should be taken on the basis of the information provided.