Member Benefits

The Southland Difference

For Southern Californians who believe they shouldn’t have to compromise when it comes to their banking needs, Southland is the full service, not-for-profit credit union that gives you the best of both worlds. Providing all the resources of the national banks combined with the great rates of a credit union, Southland delivers uniquely personal service reflective of the warmth and optimism of our roots in the Southland.

low rates

Affordable auto, home, and line of credit rates.

personal service

Friendly, professional help for all your financial needs.

convenient access

30,000 surcharge-free ATMs, nearly 6,000 CO-OP branches, and 24/7 online and mobile access.

member-owned not-for-profit

As a Member, you have a right to make your voice heard.

Who can open an account at Southland?

It's simple. If you live, work, worship or attend school in Orange County or Los Angeles County, Southland Credit Union is your Credit Union!


It only takes a few minutes to join.

Here's what you'll need to get started.

  • Social Security Numbers for all account holders.
  • Driver's License, State-Issued ID or U.S. Passport for all account holders.
  • Debit Card, Credit Card, or checking account number to fund your account without visiting a branch.

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Discover a more rewarding banking experience

Relationship Rewards offer you increased savings and benefits, simply because you chose Southland Credit Union as your primary financial partner!


Members can earn Relationship Rewards 

  • Enjoy unlimited surcharge-free access to 30,000 CO-OP Network ATMs and rebates on non-network ATMs.
  • Receive cash-back incentives just for using your account.
  • Earn a rate bump on new Certificate Accounts.
  • Receive consumer loan discounts on current and future loans. 
  • And so much more!

Earning rewards is easy

If you qualify, you are automatically enrolled. Want to earn more? The higher your total balances, the greater your rewards!

Earn Relationship Rewards