Life 
Credit Life Insurance
Protect your assets and your family. Choose Credit Life and Disability Insurance and your loan balances will be paid off in the event of a disability or death. Applicable to personal loans only and excludes real estate loans.

Single Credit Life Insurance
The total amount of your loan balance is paid off if the borrower dies during the term of the loan. Maximum coverage is $50,000 (open-end or closed-end). Insurance is available to those under 70 years of age.

Joint Credit Life Insurance
The total amount of the loan balance is paid off in the event the primary borrower or his/her co-borrower dies during the loan term. Maximum coverage is $50,000 (open-end or closed-end). Insurance is available to those under 70 years of age.
 Disability 
Disability Insurance
If you become disabled more than 30 days, your monthly loan payments are paid. Upon approval, coverage is retroactive from the date of disability. A maximum of $600 per loan per month is paid per Member. A low premium is added to your monthly loan balance. You may cancel your disability insurance at any time. (Cancellation request must be in writing). Insurance can also be added throughout the duration of your loan.

Eligibility
  • Employed for 30 hours a week or more at the time of the loan
  • Available to those under 65 years of age
  • Open-end loans maximum term 120 months
Exclusions
  • Normal pregnancy
  • Self-inflicted injury
  • Six-month pre-existing condition. Pertains only to conditions in which Member received medical advice, consultation or treatment during the six (6) months prior to and following coverage effective date. During the six-month period, coverage is provided for all other health conditions, and after six months, the member has full coverage