Personal 
Southland Credit Union offers personal loans for all your borrowing needs, with competitive fixed rate options and a variety of terms to keep your monthly payments at a minimum.

Signature Loans
Use your good credit history to get a low, fixed-rate loan without collateral. A Signature Loan is ideal for special purchases, vacations, higher-cost debt refinancing, or whatever you choose!

Personal Line-of-Credit
Do you need funds for home improvements, repairs, medical expenses, overdraft protection, and other needs? A Line-of-Credit is a convenient way to get cash, when you need it.

Deposit-Secured Loans
Use your Southland Savings or Certificate Accounts as collateral to secure a loan. Borrow one lump sum or choose a Line of Credit where you can get cash, as you need it.
 Features 
Signature Loans
  • Low fixed-rates
  • No collateral required
  • Use funds for any purpose: special purchases, vacations, consolidating higher-rate debt, or whatever you choose
  • Flexible terms from 12 to 60 months(depending on amount financed)
  • Loan amounts from $1,000 to $25,000
Personal Line-of-Credit
  • Low fixed-rates
  • No collateral required
  • Line-of-Credit can be used as over-draft protection for your Southland Checking Account
  • No set term, use the money when you need to
  • Lines available from $1,000 to $25,000
  • Convenient access with Line of Credit Convenience Checks
Deposit-Secured Loans
  • Low fixed-rates only 3.5% over deposit account rate
  • Minimum loan amounts of $500
  • Term of loan cannot exceed maturity date of Certificate accounts, otherwise 144 month terms for share-secured



*APR=Annual Percentage Rate. Loans are subject to credit and collateral qualification, other fees and conditions may apply. Rates are subject to change without notice. Other rates may apply based on your individual credit profile. See Rates page for complete loan rate, term and payment details.