Term Share Certificate 
It’s your money...it’s your choice
Certificate Accounts are a great way to invest and earn higher dividends over a set term. Maximize your money with a Term Share Certificate Account. When you open a Southland Certificate, you select the amount to invest and the length of term and your funds are secured for the term of the Certificate. As an added bonus, 6 month and 1 year Certificates feature…AcceleRate! Should rates rise, AcceleRate gives you the opportunity to increase the rate of your Certificate one time during the term.
  • Open with as little as $1,000
  • Choose terms from 6 months to 60 months
  • AcceleRate feature available with 6 month and 1 year Certificates, one time during the Certificate term
  • Receive higher dividend rates than a Savings or Money Market Account
  • Receive dividends compounded and paid monthly
  • Certificate can be used to secure a Certificate Secured Loan (IRA CERTIFICATES do not qualify)
  • Jumbo rates available on Certificates of $100,000 and more
  • Certificates are federally insured through the NCUA