Auto Loans

Your next new car made easy!

Southland's lower rates and longer terms on new and used vehicles can put you in the driver’s seat! Select from a variety of options that best meet your lifestyle. Southland has you covered.

New Vehicle Loan Rates As Low As


Better than a bank —  enjoy low credit union rates that save

Refinance your existing loan 

Flexible terms — up to 84 months

New auto financing and used auto financing — it's your choice!

Free auto buying services with Autoland

Loan insurance options — Mechanical Breakdown Protection, GAP Coverage, Payment Protection

TruStage® Insurance — Save on car and home insurance through the TruStage® Auto & Home Insurance Program1

The Southland Difference

For Southern Californians who believe they shouldn’t have to compromise when it comes to their banking needs, Southland is the full service, not-for-profit credit union that gives you the best of both worlds. Providing all the resources of the national banks combined with the great rates of a credit union, Southland delivers uniquely personal service reflective of the warmth and optimism of our roots in the Southland.

Affordable auto, home, and line of credit rates.

Friendly, professional help for all your financial needs.

30,000 surcharge-free ATMs, nearly 6,000 CO-OP branches, and 24/7 online and mobile access.

As a Member, you have a right to make your voice heard.

Who can open an account at Southland?

It's simple. If you live, work, worship or attend school in Orange County or Los Angeles County, Southland Credit Union is your Credit Union!


Ready to get into the driver's seat?

Call Southland, 888.918.5317, or apply online:

Apply Now


Full-Service Auto Buying to Save You Time!

Have Autoland do all the legwork – just tell us what new or used car you’re looking for, and we’ll take it from there. 

Through our expansive auto network, we have access to extensive inventory, giving us the buying power to find virtually any make and model at a great value. 

We’ll find your perfect car, negotiate preferred pricing, and secure all manufacturer incentives for you. All you’ll have to do is decide whether to take delivery of your vehicle at your home, office, or nearest Southland branch. 

You don't need to spend all day at the dealer. Take advantage of this free service and reclaim your weekend!  

Start your search with autoland

1: TruStage® Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by Southland Credit Union.

Loans are subject to credit and collateral qualification, other fees and conditions may apply. Rates are subject to change without notice. Other rates and advance policies may apply based on your individual credit profile.

Vehicles valued over $25,000 financed up to 84 months (on approved credit); otherwise, maximum term is 72 months.

APR = Annual Percentage Rate. Autopay must be from a Credit Union Checking or Money Market Account to receive the deduction (.25%). All APRs shown are calculated at a $10,000 loan amount.

MSRP=Manufacturer's Suggested Retail Price; RNADA=Retainer National Automotive Dealers Association; Wholesale=Wholesale Market Value.

MSRP=Manufacturer's Suggested Retail Price; RNADA=Retainer National Automotive Dealers Association; (Harbor Credit Union Members Only) HCU-KBB = Kelley Blue Book; Wholesale=Wholesale Market Value