Hello LA!

A better banking option for LA 

Southland FREE Checking

$0 minimum opening deposit

The Southland Difference

For Southern Californians who believe they shouldn’t have to compromise when it comes to their banking needs, Southland is the full service, not-for-profit credit union that gives you the best of both worlds. Providing all the resources of the national banks combined with the great rates of a credit union, Southland delivers uniquely personal service reflective of the warmth and optimism of our roots in the Southland.

Low Rates

Affordable auto, home, and line of credit rates.

Personal Service

Friendly, professional help for all your financial needs.

Convenient Access

30,000 surcharge-free ATMs, nearly 6,000 CO-OP branches, and 24/7 online and mobile access.

Member-Owned Not-for-Profit

As a Member, you have a right to make your voice heard.

Southland Free Checking

Get all the features you need with no service fees and no transaction requirements!

$0 Minimum Opening Deposit

Online & Mobile Banking

Free Online Bill Pay

Free Visa Debit Card

Free 1st Box of Checks

Nationwide Access to 30,000 CO-OP ATMs and 6,000 Shared Branches

Who can join?

It's simple! If you live, work, worship or attend school in Orange County or Los Angeles County, you are eligible to be a Member of Southland Credit Union.


What you'll need to join

  • A valid U.S. driver’s license
  • Social Security Number
  • Information for funding your new account, like a checkbook, account number from another financial institution, or a debit/credit card.
  • Your name, address, and date of birth

Social Security card ID card credit card

Checking Account Comparison

 Cash Rewards Checking*Value CheckingTeen CheckingFree Checking
Monthly service fee$5$0$0Free
Minimum opening deposit$0$0$0$0
Free eBranch online banking
Free ePay bill payer
Free mobile banking
Free Visa debit card 
Nationwide access — CO-OP ATM & Shared Branch network
Southland loan rate discounts  
Southland Relationship Rewards   
$50 Bonus — after account opening with direct deposit   
$20/month ATM fee rebates   
$5 eStatement bonus — paid annually   
$10/month debit card reward — after 10 debit card purchases