High Yield Checking

Earn dividends with your spending account!

A High Yield Checking Account is the perfect way to earn dividends with your everyday spending account, on balances up to $10,000. This account is available for a limited time only, so open your account today!


Earn an APY up to*

2.75%

Get Started


Features

Earn dividends


$0 minimum opening deposit


Free 1st box of checks


Monthly service fee waived with direct deposit or one bill pay per month


Benefits

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Free Visa Debit Card

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Online & Mobile Banking

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Apple Pay & Android Pay

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Free eStatements

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Nearly 6,000 Shared Branches

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Nearly 30,000 Surcharge-Free ATMs

Rates Effective 06/01/2024

  • Tier 1
    2.75% APY1
    2.716% Dividend Rate
    $0 Minimum Deposit
    $0 Minimum Balance
    $10,000 Maximum Balance
  • Tier 2
    0.10% APY1
    0.100% Dividend Rate
    $10,001 Minimum Deposit
    $10,001 Minimum Balance
    $0 Maximum Balance
1 APY = Annual Percentage Yield. Rates are variable and are subject to change at anytime without notice. Indicated rates are available to qualified Members. Rates are tiered based on balances. 3% APY earned on balances up to $10,000, 0.10% on balances of $10,001 and up. 
 

Access Anywhere

Manage your Southland accounts anytime and anywhere with online and mobile banking.

Ready to get started?

Open a High Yield Checking Account

*Membership is subject to eligibility. APY = Annual Percentage Yield. Rates quoted effective 03-01-2024 and are subject to change without notice. All new accounts will be verified through ChexSystems and are subject to approval. 3% APY earned on balances up to $10,000, 0.10% on balances of $10,001 and up. Monthly service fee of $5 waived with direct deposit or one bill pay per month. Paper statement fee waived for Members over 65 only. Unlimited FREE ATM Transactions at Southland Network ATMs, which includes all Southland and CO-OP® ATMs. Use of an Out of Network ATM will result in a $2.00 withdrawal fee, per transaction, and possible third-party surcharges. You may be charged access rates depending on your carrier. Web access is needed to use Mobile Banking. Check with your service provider for details on specific fees and charges. Some restrictions may apply. Mobile Deposits is available to Members in good standing only. Limit one High-Yield Checking per account.