Home Loans

Your future home made easy

Take the first step and get prequalified online. Click below to create an account and get started.

30 Year Fixed Rate APR*

3.375%

Make Your New Home Purchase or Home Refinance with Southland

Whether you're a first-time home buyer or looking to refinance your current mortgage, Southland has you covered. Our team of mortgage experts will work with you to achieve the financing solution that suits your needs.


Low-rate Fixed and Adjustable Rate Mortgages


Home buying and selling services with up to 25% commission rebate


TruStage Home Insurance Program


Expert lending advice


Upfront monthly payment estimate


Rates as low as:

  • 3.250% Start Rate 
  • 2.953% APR *
  • 5/5 Conforming High Balance ARM *

View all Home Loan Rates

Ready for the home of your dreams?

Call Southland or Get Prequalified Online: 

800-426-1917

GET PREQUALIfied

*Conforming High-Balance Loans $424,101-$636,150. Primary Residence and Second Homes only. ARM=Adjustable Rate Mortgage. The loan and accompanying interest rates, points, and APRs may differ and be adjusted based on your credit history, loan-to-value (LTV), occupancy, property type, loan amount, and loan purpose. Rates are subject to increase or decrease at the end of the fixed rate period, may adjust annually, and are based on an index plus a margin. The current index is the 1-Year London Interbank Offered Rate (LIBOR) as published in The Wall Street Journal. The 5-year Constant Maturity Treasury (CMT) is used as the index for the 5/5 ARM product. P&I payment is subject to change after first interest adjustment. APR=Annual Percentage Rates. The rates offered are examples, and not intended to be inclusive or a commitment to the pricing for which you may qualify. The loan and accompanying interest rates, points, and APRs may differ and be adjusted based on your credit history, loan-to-value (LTV), occupancy, property type, loan amount, and loan purpose. All loans are subject to a qualifying credit score and approval. Interest rates, points, and APRs are subject to change without notice.