You can choose to stop receiving “pre-screen” offers of credit from this and other companies by calling toll-free, 888-567-8688. See PRE-SCREEN & OPTOUT NOTICE below for more information about pre-screened offers.
PRE-SCREEN & OPT-OUT NOTICE: This “pre-screen” offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria (including providing acceptable collateral). If you do not want to receive pre-screened offers of credit from this or other companies, call Experian Credit Marketing, toll-free, 1-888-567-8688; or write Experian Credit Marketing, P.O. Box 919, Allen, TX 75093.
“You” and “Your” mean each and all applicants signing. “We” means Southland Credit Union. Pre-Approved Loan Terms: By accepting this pre-approval, you understand that any false statement for the purpose of influencing in any way the action of the Credit Union upon any loan application is a violation of Section 1014. Title 18 U.S. Code. If there are important changes in your financial condition, you will need to notify us in writing immediately. Pre-approval is valid through 10-31-2021. Receipt of multiple offers does not equal multiple pre-approvals. Offer may not be combined or used to refinance an existing Southland Loan. Members can only have one pre-approval at a time. You must be a current Member in good standing of Southland Credit Union to be eligible. This pre-approval is not transferable. Offer is subject to verification of income. Terms, features, programs, and rates quoted as of 7-31-2021 and are subject to change without notice. See Important Credit Card Disclosures Agreement for complete details, rates and fees.
*Terms and Conditions for VISA Pre-Approval. You must have a minimum monthly income of at least $1,500 for lines up to $5,000, $2,500 for lines up to $7,000, $3,000 for lines up to $10,000, $3,500 for lines up to $15,000, and the ability and resources to repay this loan in order to take advantage of this offer. This APR will vary with the market based on the Prime Rate of 3.25% plus a margin. Balance transfer, cash advance, foreign transaction, and other fees may apply. Balance transfer fee waived for transfers made between April 1 through June 30, 2021. Existing Southland loans do not qualify for intro rate or fee waiver for transfers, transfers must be from another financial institution. Minimum monthly payment is 1.75% of the account balance or $15. Visa’s Zero Liability Policy is our guarantee that you won’t be held responsible for unauthorized charges made with your account or account information. You’re protected if your Visa credit or debit card is lost, stolen or fraudulently used, online or offline.
Terms and Conditions for Personal Line of Credit. APR=Annual Percentage Rate. The monthly payment per $1,000 is $20.27 at 9.99% for 60 months. Southland’s standard lending terms and limitations still apply. You must have a minimum monthly income of at least $3,500 for lines up to $15,000, $3,000 for lines up to $10,000, $2,500 for lines up to $7,000, and $1,500 for lines up to $5,000 and the ability and resources to repay this loan in order to take advantage of this offer.
**To earn 20,000 bonus points, Platinum cardholder must make a cumulative $2,000 in purchase transactions between August 1 and December 31, 2021. Balance transfers do not qualify for rewards points. Rewards Program conditions and restrictions may apply.