Special Certificate Rates

Earn up to 4.50% APY!

Limited time only

Get 4.50% APY on a 30-Month Certificate or choose 4.00% APY* on a 13-Month Certificate. Open your account today at your nearest Southland branch or call 800.426.1917. 

  • Open with as little as $2,500
  • New money only
  • No maximum deposit
  • Choose to open as an IRA Certificate

Rates Effective 12/19/2022

  • 13-Month CertificateLimited Time Only
    4.00%  APY1
    3.929% Dividend Rate
    $2,500 Minimum Deposit
  • 30-Month CertificateLimited Time Only
    4.50% APY1
    4.410% Dividend Rate
    $2,500 Minimum Deposit
Minimum deposit to open is $2,500. To qualify, deposit must be new money to Southland transferred from another financial institution. Unless you direct otherwise, upon maturity, certificate will rollover into the closest standard certificate term; 13-month will rollover to a 12-month,  and 30-month will roll over to a 24-month. 13-month and 30-month certificate can also be opened as an IRA certificate. Early withdrawal penalties apply. Yields based on certificates held to maturity. Dividends paid monthly. Penalty for early withdrawal on all Term Share Certificates.

The Certificate Account Agreement and Disclosure is included in the Truth in Savings Disclosure. Accounts are insured by the NCUA (National Credit Union Administration), an agency of the U.S. Government ($250,000). See "Your Insured Funds" booklet issued by the NCUA for additional coverage for multiple accounts.

1APY = Annual Percentage Yield. Rates are subject to change at anytime without notice. Indicated rates are available to qualified Members.
 

Not a Member yet?

If you're not a Southland Member, you can visit a branch to join, or apply for membership online. Then, contact us to open your Certificate Account. 

Join Now

How to open your 30-Month or 13-Month Certificate

Visit us: Locate your nearest Southland branch

Call us: 800.426.1917, Monday - Friday 8:00 a.m. to 6:00 p.m. and Saturday 9 a.m. to 1 p.m. Closed Sunday.

*Membership is subject to eligibility. APY = Annual Percentage Yield. Rates quoted effective 12-19-2022 and are subject to change without notice. Minimum deposit to open is $2,500. To qualify, deposit must be new money to Southland transferred from another financial institution. Unless you direct otherwise, upon maturity, certificate will rollover into the closest standard certificate term;  13-month will rollover to a 12-month and 30-month will roll over to a 24-month. Early withdrawal penalties apply.