What Would You Do With $200

Starting August 1, earn a $200 bonus when you open a qualified account.

You can choose:


Platinum Cash Rewards Visa

Spend at least $2,000 in cumulative purchases on a new Platinum Cash Rewards credit card and earn 20,000 bonus points to redeem for $200 Cash Back!

New, Used or Refinanced Auto Loan

Earn a $200 bonus on qualified new, used and refinanced Vehicle Loans!

It's your choice! From August 1, 2021 to December 31, 2021, you can choose a Platinum Cash Rewards Visa or Auto Loan and be eligible to earn a $200 bonus for each account you open. 

Extra bonus

  • Visa balance transfers are fee-free until December 31, 2021. 
  • Eligible new Visa credit cardholders can receive 0% APR on purchases and balance transfers for the first 12 months
 

Platinum Cash Rewards Visa

  • Earn 1 point for every $1 spent with your choice to:
    • Redeem rewards points for CASH
    • Redeem rewards points for merchandise, travel and fuel
  • 0% APR on purchases and balance transfers for the first 12 months
  • APR as low as 9.24% after the first year
  • Maximum limits up to $100,000
  • Visa Zero Liability coverage
  • No annual fee
 

Auto Loans

Rates as low as 2.49% for new vehicles with Autopay. 

Discounted rates on auto insurance, plus additional coverage to protect your vehicle and your loan. 

Save time with auto-buying services. Use our self-service tool or let a personal consultant do the work for you.


1) Qualifying account includes Southland Visa platinum credit card or Southland vehicle loans opened between August 1 and December 31, 2021. Loans are subject to credit approval and subject to change without notice.

2) To earn 20,000 bonus points, a new Platinum Cash Rewards cardholder must make a cumulative $2,000 in purchase transactions between August 1 and December 31, 2021. 20,000 rewards points can be redeemed for $200 Cash Back at ScoreCardRewards.com. Balance transfers do not qualify for rewards points. Rewards Program conditions and restrictions may apply.

3) Loans are subject to credit and collateral qualification, other fees and conditions may apply. Rates and advance policies may apply based on your individual credit profile. Vehicles valued over $25,000 can be financed up to 84 months (on approved credit); otherwise, maximum term is 72 months. To earn a $200 auto loan bonus, open an auto loan between August 1 and December 31, 2021. Refinanced only applies to vehicles refinanced from another financial institution. Existing Southland loans do not qualify. Minimum loan amount of $20,000 to qualify for the bonus is $200. Vehicle loans must be maintained for at least 90 days or you will be required to refund $200 bonus. Rewards earned are considered interest and will be reported on a 1099 to the IRS.

4) APR=Annual Percentage Rate as of 6-30-21. 0% introductory APR for 12 months, based on your creditworthiness, available on Platinum cards only. Not every applicant approved for the Platinum card will qualify for the introductory rate. After that, your APR will be 9.24% - 12.24% for Platinum Cash Rewards or 8.99% - 11.99% for Platinum Rewards. This APR will vary with the market based on the Prime Rate plus a margin. Balance transfer, cash advance, foreign transaction and other fees may apply. Terms, features, programs and conditions subject to change. Minimum monthly payment is 1.75% of the account balance or $15. Visa’s Zero Liability Policy is our guarantee that you won’t be held responsible for unauthorized charges made with your account or account information. You’re protected if your Visa credit or debit card is lost, stolen or fraudulently used, online or offline. See VISA Credit Card Agreement for complete details. Program conditions and restrictions may apply. Not available on all Southland VISA cards. 1% cash back redemption is unlimited in $20, $40, $60, $80 and $100 increments. See Visa Credit Card Agreement for complete details.