1) Qualifying account includes Southland Visa platinum credit card or Southland vehicle loans opened between August 1 and December 31, 2021. Loans are subject to credit approval and subject to change without notice.
2) To earn 20,000 bonus points, a new Platinum Cash Rewards cardholder must make a cumulative $2,000 in purchase transactions between August 1 and December 31, 2021. 20,000 rewards points can be redeemed for $200 Cash Back at ScoreCardRewards.com. Balance transfers do not qualify for rewards points. Rewards Program conditions and restrictions may apply.
3) Loans are subject to credit and collateral qualification, other fees and conditions may apply. Rates and advance policies may apply based on your individual credit profile. Vehicles valued over $25,000 can be financed up to 84 months (on approved credit); otherwise, maximum term is 72 months. To earn a $200 auto loan bonus, open an auto loan between August 1 and December 31, 2021. Refinanced only applies to vehicles refinanced from another financial institution. Existing Southland loans do not qualify. Minimum loan amount of $20,000 to qualify for the bonus is $200. Vehicle loans must be maintained for at least 90 days or you will be required to refund $200 bonus. Rewards earned are considered interest and will be reported on a 1099 to the IRS.
4) APR=Annual Percentage Rate as of 6-30-21. 0% introductory APR for 12 months, based on your creditworthiness, available on Platinum cards only. Not every applicant approved for the Platinum card will qualify for the introductory rate. After that, your APR will be 9.24% - 12.24% for Platinum Cash Rewards or 8.99% - 11.99% for Platinum Rewards. This APR will vary with the market based on the Prime Rate plus a margin. Balance transfer, cash advance, foreign transaction and other fees may apply. Terms, features, programs and conditions subject to change. Minimum monthly payment is 1.75% of the account balance or $15. Visa’s Zero Liability Policy is our guarantee that you won’t be held responsible for unauthorized charges made with your account or account information. You’re protected if your Visa credit or debit card is lost, stolen or fraudulently used, online or offline. See VISA Credit Card Agreement for complete details. Program conditions and restrictions may apply. Not available on all Southland VISA cards. 1% cash back redemption is unlimited in $20, $40, $60, $80 and $100 increments. See Visa Credit Card Agreement for complete details.