Deposit Accounts

Indicated rates are available to qualified Members.

Table data for Savings Accounts
 Rates Effective 04-26-2019
Account Type APY1 Dividend Rate Minimum Deposit Minimum Balance Alert Me
Primary Savings 0.15% 0.150% $25 $25
Holiday Club 0.15% 0.150% $0 $0
Health Savings 0.15% 0.150% $0 $0
IRA Savings 0.15% 0.150% $0 $0
Minimum Deposit and Minimum Balance requirements for Savings Account waived for NEW Members opting to pay a Membership Entrance fee.
  • 1APY = Annual Percentage Yield. Rates are variable and are subject to change at anytime without notice. Indicated rates are available to qualified Members.

Table data for Checking Accounts
 Rates Effective 04-26-2019
Account Type APY1 Dividend Rate Minimum Deposit Minimum Balance Alert Me
Super Checking Qualified Rate2 0.05%3 0.050% $0 $0
Super Checking Non-Qualified Rate2 0.01% 0.010% $0 $0
Business Checking 0.05% 0.050% $0 $0
  • 1APY = Annual Percentage Yield. Rates are variable and are subject to change at anytime without notice. Indicated rates are available to qualified Members.
  • 2Account is no longer available.
  • 3To receive qualified rate and up to $20 in ATM fee reimbursement, accounts must have eStatements, 10 Check Card transactions, and one ACH direct deposit, debit, or ePayment per month. Non-qualifying accounts will receive the non-qualified dividend rate and no ATM fee refunds will be paid. Reimbursed ATM fees include Southland out-of-network fees. Qualifying rate will be paid on balances up to $50,000. On balances over $50,000 the non-qualified dividend rate will be paid.

Table data for Money Market Account
 Rates Effective 04-26-2019
APY1 Dividend Rate Minimum Deposit Minimum Balance Alert Me
Tier 1 0.00% 0.000% $0 $0 Receive a notification when this rate changes
Tier 2 0.25% 0.250% $2,500 $2,500 Receive a notification when this rate changes
Tier 3 0.35% 0.350% $10,000 $10,000 Receive a notification when this rate changes
Tier 4 0.50% 0.499% $50,000 $50,000 Receive a notification when this rate changes
Tier 5 0.55% 0.549% $100,000 $100,000 Receive a notification when this rate changes
Tier 6 0.60% 0.599% $150,000 $150,000 Receive a notification when this rate changes
Tiered Rates earned are based on account balance.
  • 1APY = Annual Percentage Yield. Rates are variable and are subject to change at anytime without notice. Indicated rates are available to qualified Members.

Table data for 13-Month Certificate Special
 Rates Effective 04-26-2019
Term APY1 Dividend Rate Minimum Deposit Minimum Balance Alert Me
13-Months 2.25% 2.226% $1,000 $1,000
APY = Annual Percentage Yield. 13-Month Certificate Account special rate quoted is effective 9-24-18 and is subject to change without notice. Certificate is available to new Members or an existing Member who deposits new money transferred from another financial institution. Personal Accounts only. Minimum deposit to open is $1,000 to qualify for the special rate. Unless directed otherwise, upon maturity, Certificate will rollover into a standard 12-month Certificate. Early withdrawal penalties may apply. Membership is subject to eligibility. Yields based on certificates held to maturity. Dividends paid monthly. Penalty for early withdrawal on all Term Share Certificates. The Certificate and IRA Account Agreement and Disclosure is included in the Truth in Savings Disclosure. Accounts are insured by the NCUA (National Credit Union Administration), an agency of the U.S. Government ($250,000). See "Your Insured Funds" booklet issued by the NCUA for additional coverage for multiple accounts.
  • 1APY = Annual Percentage Yield. Rates are variable and are subject to change at anytime without notice. Indicated rates are available to qualified Members.

Table data for Long Beach New Member 10-Month Certificate Special
 Rates Effective 04-26-2019
Term APY1 Dividend Rate Minimum Deposit Minimum Balance Alert Me
10-Months 10% 9.533% $100 $100
APY = Annual Percentage Yield. Rate quoted effective 1-1-19 through 6-30-19 and is subject to change without notice. Limit one certificate per Member. CD offer is available exclusively at our Long Beach Branch for new Members or existing Members who refer a new Member who has joined Southland. Minimum deposit of $100 to open and a maximum of $1,000 to qualify for special rate. Unless otherwise directed, CD will rollover to a standard 6-month term. Early withdrawal penalties and restrictions may apply. Membership is subject to eligibility. Yields based on certificates held to maturity. Dividends paid monthly. Penalty for early withdrawal on all Term Share Certificates. The Certificate and IRA Account Agreement and Disclosure is included in the Truth in Savings Disclosure. Accounts are insured by the NCUA (National Credit Union Administration), an agency of the U.S. Government ($250,000). See "Your Insured Funds" booklet issued by the NCUA for additional coverage for multiple accounts.
  • 1APY = Annual Percentage Yield. Rates are variable and are subject to change at anytime without notice. Indicated rates are available to qualified Members.

See southlandcu.org/longbeach for details.

Table data for Term Share Certificates & IRA Share Certificates
 Rates Effective 04-26-2019
Term APY1 Dividend Rate Minimum Deposit Minimum Balance Alert Me
6 Month 1.60% 1.588% $1,000 $1,000 Receive a notification when this rate changes
1 Year 2.00% 1.981% $1,000 $1,000 Receive a notification when this rate changes
2 Year 2.30% 2.275% $1,000 $1,000 Receive a notification when this rate changes
3 Year 2.50% 2.470% $1,000 $1,000 Receive a notification when this rate changes
4 Year 2.60% 2.567% $1,000 $1,000 Receive a notification when this rate changes
5 Year 3.00% 2.956% $1,000 $1,000 Receive a notification when this rate changes
Yields based on certificates held to maturity. Dividends paid monthly. Penalty for early withdrawal on all Term Share Certificates.

The Certificate and IRA Account Agreement and Disclosure is included in the Truth in Savings Disclosure. Accounts are insured by the NCUA (National Credit Union Administration), an agency of the U.S. Government ($250,000). See "Your Insured Funds" booklet issued by the NCUA for additional coverage for multiple accounts.

  • 1APY = Annual Percentage Yield. Rates are variable and are subject to change at anytime without notice. Indicated rates are available to qualified Members.

Table data for Jumbo Term Share & IRA Share Certificates
 Rates Effective 04-26-2019
Term APY1 Dividend Rate Minimum Deposit Minimum Balance Alert Me
6 Month 1.75% 1.735% $100,000 $100,000 Receive a notification when this rate changes
1 Year 2.15% 2.128% $100,000 $100,000 Receive a notification when this rate changes
2 Year 2.45% 2.421% $100,000 $100,000 Receive a notification when this rate changes
3 Year 2.65% 2.616% $100,000 $100,000 Receive a notification when this rate changes
4 Year 2.75% 2.716% $100,000 $100,000 Receive a notification when this rate changes
5 Year 3.15% 3.105% $100,000 $100,000 Receive a notification when this rate changes
Yields based on certificates held to maturity. Dividends paid monthly. Penalty for early withdrawal on all Term Share Certificates.

The Certificate and IRA Account Agreement and Disclosure is included in the Truth in Savings Disclosure. Accounts are insured by the NCUA (National Credit Union Administration), an agency of the U.S. Government ($250,000). See "Your Insured Funds" booklet issued by the NCUA for additional coverage for multiple accounts.

  • 1APY = Annual Percentage Yield. Rates are variable and are subject to change at anytime without notice. Indicated rates are available to qualified Members.