Deposit Accounts

Indicated rates are available to qualified Members.

Table data for Savings Accounts
 Rates Effective 01-21-2020
Account Type APY1 Dividend Rate Minimum Deposit Minimum Balance Alert Me
Primary Savings 0.10% 0.100% $25 $25
Holiday Club 0.10% 0.100% $0 $0
Health Savings 0.10% 0.100% $0 $0
IRA Savings 0.10% 0.100% $0 $0
Minimum Deposit and Minimum Balance requirements for Savings Account waived for NEW Members opting to pay a Membership Entrance fee.
  • 1APY = Annual Percentage Yield. Rates are variable and are subject to change at anytime without notice. Indicated rates are available to qualified Members.↵

Table data for Checking Accounts
 Rates Effective 01-21-2020
Account Type APY1 Dividend Rate Minimum Deposit Minimum Balance Alert Me
Super Checking Qualified Rate2 0.05%3 0.050% $0 $0
Super Checking Non-Qualified Rate2 0.01% 0.010% $0 $0
Business Checking 0.05% 0.050% $0 $0
  • 1APY = Annual Percentage Yield. Rates are variable and are subject to change at anytime without notice. Indicated rates are available to qualified Members.↵
  • 2Account is no longer available.↵
  • 3To receive qualified rate and up to $20 in ATM fee reimbursement, accounts must have eStatements, 10 Check Card transactions, and one ACH direct deposit, debit, or ePayment per month. Non-qualifying accounts will receive the non-qualified dividend rate and no ATM fee refunds will be paid. Reimbursed ATM fees include Southland out-of-network fees. Qualifying rate will be paid on balances up to $50,000. On balances over $50,000 the non-qualified dividend rate will be paid.↵

Table data for Money Market Account
 Rates Effective 01-21-2020
APY1 Dividend Rate Minimum Deposit Minimum Balance Alert Me
Tier 1 0.00% 0.000% $0 $0 Receive a notification when this rate changes
Tier 2 0.20% 0.200% $2,500 $2,500 Receive a notification when this rate changes
Tier 3 0.30% 0.300% $10,000 $10,000 Receive a notification when this rate changes
Tier 4 0.45% 0.450% $50,000 $50,000 Receive a notification when this rate changes
Tier 5 0.50% 0.499% $100,000 $100,000 Receive a notification when this rate changes
Tier 6 0.55% 0.549% $150,000 $150,000 Receive a notification when this rate changes
Tiered Rates earned are based on account balance.
  • 1APY = Annual Percentage Yield. Rates are variable and are subject to change at anytime without notice. Indicated rates are available to qualified Members.↵

Table data for Term Share Certificates & IRA Share Certificates
 Rates Effective 01-21-2020
Term APY1 Dividend Rate Minimum Deposit Minimum Balance Alert Me
6 Month 1.20% 1.194% $1,000 $1,000 Receive a notification when this rate changes
1 Year 1.60% 1.589% $1,000 $1,000 Receive a notification when this rate changes
2 Year 1.90% 1.884% $1,000 $1,000 Receive a notification when this rate changes
3 Year 2.10% 2.081% $1,000 $1,000 Receive a notification when this rate changes
4 Year 2.20% 2.179% $1,000 $1,000 Receive a notification when this rate changes
5 Year 2.30% 2.277% $1,000 $1,000 Receive a notification when this rate changes
Yields based on certificates held to maturity. Dividends paid monthly. Penalty for early withdrawal on all Term Share Certificates.

The Certificate and IRA Account Agreement and Disclosure is included in the Truth in Savings Disclosure. Accounts are insured by the NCUA (National Credit Union Administration), an agency of the U.S. Government ($250,000). See "Your Insured Funds" booklet issued by the NCUA for additional coverage for multiple accounts.
  • 1APY = Annual Percentage Yield. Rates are variable and are subject to change at anytime without notice. Indicated rates are available to qualified Members.↵

Table data for Jumbo Term Share & IRA Share Certificates
 Rates Effective 01-21-2020
Term APY1 Dividend Rate Minimum Deposit Minimum Balance Alert Me
6 Month 1.35% 1.342% $100,000 $100,000 Receive a notification when this rate changes
1 Year 1.75% 1.737% $100,000 $100,000 Receive a notification when this rate changes
2 Year 2.05% 2.031% $100,000 $100,000 Receive a notification when this rate changes
3 Year 2.25% 2.228% $100,000 $100,000 Receive a notification when this rate changes
4 Year 2.35% 2.326% $100,000 $100,000 Receive a notification when this rate changes
5 Year 2.45% 2.423% $100,000 $100,000 Receive a notification when this rate changes
Yields based on certificates held to maturity. Dividends paid monthly. Penalty for early withdrawal on all Term Share Certificates.

The Certificate and IRA Account Agreement and Disclosure is included in the Truth in Savings Disclosure. Accounts are insured by the NCUA (National Credit Union Administration), an agency of the U.S. Government ($250,000). See "Your Insured Funds" booklet issued by the NCUA for additional coverage for multiple accounts.
  • 1APY = Annual Percentage Yield. Rates are variable and are subject to change at anytime without notice. Indicated rates are available to qualified Members.↵