Deposit Accounts

Indicated rates are available to qualified Members.

Savings Accounts

  •  Rates Effective 09-30-2016
Account Type APY1 Dividend Rate Minimum Deposit Minimum Balance Alert Me
Primary Savings 0.100% 0.100% $25 $25
Holiday Club 0.100% 0.100% $0 $0
Health Savings 0.100% 0.100% $0 $0
IRA Savings 0.100% 0.100% $0 $0
Minimum Deposit and Minimum Balance requirements for Savings Account waived for NEW Members opting to pay a Membership Entrance fee.
  • 1APY = Annual Percentage Yield. Rates are variable and are subject to change at anytime without notice. Indicated rates are available to qualified Members.

Checking Accounts

  •  Rates Effective 09-30-2016
Account Type APY1 Dividend Rate Minimum Deposit Minimum Balance Alert Me
Super Checking Qualified Rate2 0.050%3 0.050% $0 $0
Super Checking Non-Qualified Rate 0.010% 0.010% $0 $0
Business Checking 0.050% 0.050% $0 $0
  • 1APY = Annual Percentage Yield. Rates are variable and are subject to change at anytime without notice. Indicated rates are available to qualified Members.
  • 2Account is no longer available.
  • 3To receive qualified rate and up to $20 in ATM fee reimbursement, accounts must have eStatements, 10 Check Card transactions, and one ACH direct deposit, debit, or ePayment per month. Non-qualifying accounts will receive the non-qualified dividend rate and no ATM fee refunds will be paid. Reimbursed ATM fees include Southland out-of-network fees. Qualifying rate will be paid on balances up to $50,000. On balances over $50,000 the non-qualified dividend rate will be paid.

Money Market Account

  •  Rates Effective 09-30-2016
APY1 Dividend Rate Minimum Deposit Minimum Balance Alert Me
Tier 1 0.000% 0.000% $0 $0
Tier 2 0.100% 0.100% $2,500 $2,500
Tier 3 0.150% 0.150% $10,000 $10,000
Tier 4 0.250% 0.250% $50,000 $50,000
Tier 5 0.300% 0.300% $100,000 $100,000
Tier 6 0.350% 0.350% $150,000 $150,000
Tiered Rates earned are based on account balance.
  • 1APY = Annual Percentage Yield. Rates are variable and are subject to change at anytime without notice. Indicated rates are available to qualified Members.

AcceleRate Share & IRA Share Certificates

  •  Rates Effective 09-30-2016
Term APY1 Dividend Rate Minimum Deposit Minimum Balance Alert Me
6 Month 0.400% 0.400% $1,000 $1,000
1 Year 0.600% 0.599% $1,000 $1,000
The Certificate and IRA Account Agreement and Disclosure is included in the Truth in Savings Disclosure. Accounts are insured by the NCUA (National Credit Union Administration), an agency of the U.S. Government ($250,000). See "Your Insured Funds" booklet issued by the NCUA for additional coverage for multiple accounts.
  • 1APY = Annual Percentage Yield. Rates are variable and are subject to change at anytime without notice. Indicated rates are available to qualified Members.

Jumbo AcceleRate Share & IRA Share Certificates

  •  Rates Effective 09-30-2016
Term APY1 Dividend Rate Minimum Deposit Minimum Balance Alert Me
6 Month 0.550% 0.549% $100,000 $100,000
1 Year 0.750% 0.748% $100,000 $100,000
The Certificate and IRA Account Agreement and Disclosure is included in the Truth in Savings Disclosure. Accounts are insured by the NCUA (National Credit Union Administration), an agency of the U.S. Government ($250,000). See "Your Insured Funds" booklet issued by the NCUA for additional coverage for multiple accounts.
  • 1APY = Annual Percentage Yield. Rates are variable and are subject to change at anytime without notice. Indicated rates are available to qualified Members.

Term Share Certificates & IRA Share Certificates

  •  Rates Effective 09-30-2016
Term APY1 Dividend Rate Minimum Deposit Minimum Balance Alert Me
2 Year 0.900% 0.896% $1,000 $1,000
3 Year 1.100% 1.094% $1,000 $1,000
4 Year 1.400% 1.391% $1,000 $1,000
5 Year 1.900% 1.883% $1,000 $1,000
The Certificate and IRA Account Agreement and Disclosure is included in the Truth in Savings Disclosure. Accounts are insured by the NCUA (National Credit Union Administration), an agency of the U.S. Government ($250,000). See "Your Insured Funds" booklet issued by the NCUA for additional coverage for multiple accounts.
  • 1APY = Annual Percentage Yield. Rates are variable and are subject to change at anytime without notice. Indicated rates are available to qualified Members.

Jumbo Term Share & IRA Share Certificates

  •  Rates Effective 09-30-2016
Term APY1 Dividend Rate Minimum Deposit Minimum Balance Alert Me
2 Year 1.050% 1.045% $100,000 $100,000
3 Year 1.250% 1.243% $100,000 $100,000
4 Year 1.550% 1.539% $100,000 $100,000
5 Year 2.050% 2.030% $100,000 $100,000
The Certificate and IRA Account Agreement and Disclosure is included in the Truth in Savings Disclosure. Accounts are insured by the NCUA (National Credit Union Administration), an agency of the U.S. Government ($250,000). See "Your Insured Funds" booklet issued by the NCUA for additional coverage for multiple accounts.
  • 1APY = Annual Percentage Yield. Rates are variable and are subject to change at anytime without notice. Indicated rates are available to qualified Members.