Glossary 
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F
Federal Reserve System - the central banking system in the United States that issues money and performs services on behalf of financial institutions and the federal government
Fiduciary - one who holds property in trust under the terms of a trust agreement
Finance Charge - the total amount of interest that will be paid on a loan when the loan is repaid according to schedule
Float - the amount of money, represented by checks deposited to an account, that the credit union cannot use immediately because of the time it takes to process checks through the banking system
Forgery - the making or alteration of a document or instrument with the intent to defraud