Cash Rewards Checking

A Checking Account that pays you!

Earn up to $175

Cash Rewards Checking is your checking account that pays. There are no hidden fees, no minimum balance requirements, just CASH Rewards!


Earn $50.00* when you open a new Cash Rewards Checking Account with Direct Deposit!

Earn $10.00* a month for one year just for using your Southland Debit Card!

Receive up to $20.00* a month in ATM fee rebates!

Earn $5.00* a year for using Southland eStatements



Free Visa Debit Card


Online & Mobile Banking


Apple Pay & Android Pay


Free eStatements


Nearly 6,000 Shared Branches


Nearly 30,000 Surcharge-Free ATMs

Relationship Rewards

Gain more benefits by making Southland your primary financial institution. Enjoy free ATMs, cash back, higher CD rates, loan discounts and much more!

Ready to get started?

Open a Rewards Checking Account

* Membership is subject to eligibility. $5 Monthly Service Charge waived for Members with Direct Deposit or Use of Bill Pay every month. $5 monthly Checking Paper Statement Fee waived for Members under 18 and over 65; or with Direct Deposit, Southland eStatements, Bill Pay, Loan balance, or average total deposit balance of $1,500 or more.

All new accounts will be verified through ChexSystems and are subject to credit approval. Existing Southland Credit Union checking account holders do not qualify for the $50 promotional offer for direct deposit or ePay/eTransfers. Current account holders may choose to convert their existing checking account to a Cash Rewards Checking Account, you may then qualify for the other rewards available.

$50 direct deposit/ePay/eTransfer reward will be deposited to the checking account at the end of the month upon receipt of first direct deposit or first payment made. Qualifications must be met every month to qualify for rewards and reimbursement of ATM fees. Qualifications include direct deposit or use of ePay/eTransfer every month and a minimum of 10 debit card purchase transactions posted and cleared per month. Must be enrolled in eStatements for 12 full months to earn the $5 reward. If these qualifications are not met, rewards and reimbursed fees will not be paid for that month. Reimbursed ATM fees include Southland out-of-network fees and third-party surcharges. Cash rewards begin on the month following account opening.

Limit one cash rewards promotion per account. There is no minimum balance requirement to earn rewards. Offer is subject to change at any time, other terms and conditions may apply. Cash rewards earned are considered interest and will be reported on a 1099 to the IRS.