Value Checking

Get all the features you need with no service fees and no transaction requirements!

Value you deserve

A checking account with added value! Get Southland loan rate discounts when you open a Value Checking account with Autopay.


$0 minimum opening deposit

Free 1st box of checks

Loan rate discounts with Autopay

Fee-free checking account with eStatement opt-in



Free Visa Debit Card


Online & Mobile Banking


Apple Pay & Android Pay


Free eStatements


Nearly 6,000 Shared Branches


Nearly 30,000 Surcharge-Free ATMs

Access Anywhere

Manage your Southland accounts anytime and anywhere with online and mobile banking.

Ready to get started?

Open a value Checking Account

Membership is subject to eligibility. $5 monthly Checking Paper Statement Fee waived for Members under 18 and over 65; or with Direct Deposit, Southland eStatements, Bill Pay, Loan balance, or average total deposit balance of $1,500 or more.

All new accounts will be verified through ChexSystems and are subject to credit approval.