Credit Card Next Steps

Next steps for credit cards

Do your research and compare offers

There is no single perfect card out there, but you should compare offers to find the best deal for you. Select a card that has manageable risks and rewards that serve your lifestyle.

Use only strategically

Credit cards may be an excellent way to earn rewards and build credit history, but they are also a common source of debt. Be sure to use a credit card only if you can pay off at least the minimum balance, although paying off your full balance is recommended. Make sure to stay on top of your bill payments. 

Monitor activity

Credit cards can put you at risk of your card information being stolen. Make sure to monitor your account very closely, and keep an eye on your credit report to watch for suspicious activity.