Choosing your Southland Visa card
How to choose the best Southland card for you
It's your Visa, your rewards, your choice.
Are you having trouble deciding which Southland card is the best choice for you? Use this Visa guide to decide which credit card is the best for your interests and financial goals.
Platinum Cash Rewards
Southland’s Platinum Cash Rewards card is perfect for making both large and small purchases. New qualified cardholders will enjoy an introductory interest rate of 0% for the first 12 months, and then an APR as low as 14.49% after that. With Southland, you can take advantage of earning rewards with an interest rate much lower than most other consumer credit cards.
With the Platinum Cash Rewards card, you can choose to redeem your rewards points—awarded 1 point per qualifying $1 spent—for thousands of different merchandise and travel offers on ScorecardRewards.com. Or, you may choose to redeem your points for cash for the ultimate spending freedom. Cash can be redeemed on the ScoreCard Rewards website in increments of $20 — up to $100 at a time. It can be redeemed an unlimited amount of times up to your available points limit and is delivered to your checking or savings account via ACH transfer.
On top of the rewards, Southland's Platinum Cash Rewards card includes no annual fee, low interest rates, Visa Zero Liability Coverage, and maximum lines up to $100,000. It also features a sleek vertically-designed card for a smooth user experience when tapping to pay or inserting your chip at payment terminals.
Southland’s Platinum Rewards Card is the perfect card for people who love to shop, travel, give back and more. With your small or large purchases, you will earn 1 point for every $1 to redeem for thousands of rewards options on ScorecardRewards.com. To redeem your points, choose from thousands of products, fuel or travel options, or use your points to donate to charities.
On top of the numerous rewards benefits, new qualified cardholders will enjoy an introductory 0% APR on purchases for the first year followed by an APR as low as 14.24% after that. The Platinum Rewards Visa also features maximum limits up to $100,000, Visa Zero Liability Coverage and no annual fees.
Southland’s Visa Smart Card is the ideal card for college students and young adults entering the workforce. The Smart Card is a simple, no-frills credit card perfect for making small, everyday purchases that will build you credit over time. With Zero Liability Coverage, no annual fee and rates as low as 20.24% APR, the Smart Card is a perfect starter credit card.
Southland also offers a secured Smart Card option with no annual fee. This version is perfect for those who wish to establish or re-establish credit. Your credit card is secured by a Southland Savings or Money Market account.
Already have a credit card? Balance transfers are fee-free until December 31, 2021! Transfer a balance to a Southland Visa and save.
Click here for more information about how to redeem your rewards points.
Ready to make your Southland Visa choice? Apply now.