Vehicle Loans

Low rates on new and used Auto Loans

From cars to trucks, RVs, boats, personal watercraft and motorcycles, Southland vehicle loans put you in the driver's seat. We offer refinancing if you want to lower your rate from another lender and a variety of resources to help you find, purchase and protect your dream car. 

New and Used Auto Loans

Rates as low as 2.74% for new vehicles with Autopay.

Refinance your existing Auto Loan

Rates as low as 2.74% for new vehicles with Autopay.

Motorcycle Loans

Rates as low as 9.49% for new motorcycles or personal watercraft with Autopay.

Boat & RV Loans

Rates as low as 8.75% for new boats and recreational vehicles with Autopay.


Auto Loan Member Services

Insurance Options

Discounted rates on auto insurance, plus additional coverage to protect your vehicle and your loan.

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Lease Buyout

Buyout your leased vehicle with Southland and our partner, Lease Buyout Center.

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Car Buying Services

Save time with free auto-buying services. Use our self-service tool or let a personal consultant do the work for you.

Learn More



Estimate Your Monthly Payment

Knowing your monthly payment is key managing your budget. Explore our loan calculators to find all the answers to make the right decision!

How much car can you afford?

36 Months
84 Months

Car Loans Course

Explore different ways to buy a car and calculate how much you should spend.

Take the interactive car loans course




Leasing vs. Buying

Should you lease or buy? Read our article to understand the differences and make the best decision for you.

Read Article



APR with Autopay. APR = Annual Percentage Rate. Autopay must be from a Credit Union Checking or Money Market Account to receive the deduction (.25%). All APRs shown are calculated at a $10,000 loan amount.