Earn 3X more where it counts

Choose a debit card that works harder for you. Get 3X points on essentials like groceries and utilities with Enjoy! Rewards Checking.

Stay alert, stay secure & win!

Fraud protection pays off! You can win a $200 bonus when you enable four simple alerts in your Digital Banking account.
alt='Illustration of a car'

Get a new ride quick

Get pre-approved so you can feel confident going to the dealer. 

Auto loan rates

Earn on every dollar you spend

Earn real-time rewards no matter how you shop with Enjoy! Rewards.

Start Enjoying
alt='Illustration of a house'

Save on your home mortgage

Whether you're a first-time buyer or upgrading, Southland can help.

Home loan options

Whatever your goals are, we're here to help

Not your average debit card. Earn 3X on everyday essentials.

With prices on the rise, it's vital to find savings where you can. And with Enjoy! Rewards Checking, your everyday grocery and utility bills will get you 3X points, all year round, with no limits on how much you can earn or redeem.

Earn 3X points on groceries and utilities

Earn 1 point per $3 spent on everything else

No caps on earning or redeeming

A community credit union with the resources of the big banks.

30,000

fee-free ATMs

5,600

shared branch locations

$250,000

insurance coverage from NCUA

We're committed to keeping your information safe and secure. 

Learn More

The latest from Southland

Stronger Together

Welcome Allied Healthcare Credit Union!

Learn more about this partnership
debit card payment

Maximizing your card rewards program

Read our latest blog
card payment

Understanding BIN attacks and how to protect yourself

Read More
Retirees viewing a laptop

What to know about retroactive Social Security benefits payments

Learn More

Protect the credit union difference

Make your voice heard
woman and children carrying groceries

Why debit card rewards are so rare—and how Southland is changing the game

Read Blog
Putting money into savings

Smart budgeting tips for financial success

Read the blog