Consumer Loan Rates

Auto and Personal Loan rates


Rates Effective 07/24/2020

  • 36 Months
    36 Months Payment Terms1
    2.99% APR with Autopay2
    3.24% APR without Autopay2
    $29.08 Payment/$1,000
    130% MSRP Advance Policy3
  • 48 Months
    48 Months Payment Terms1
    2.99% APR with Autopay2
    3.24% APR without Autopay2
    $22.13 Payment/$1,000
    130% MSRP Advance Policy3
  • 60-66 Months
    60-66 Months Payment Terms1
    2.99% APR with Autopay2
    3.24% APR without Autopay2
    $17.96 Payment/$1,000
    130% MSRP Advance Policy3
  • 72-78 Months
    72-78 Months Payment Terms1
    3.24% APR with Autopay2
    3.49% APR without Autopay2
    $15.30 Payment/$1,000
    130% MSRP Advance Policy3
  • 84 Months
    84 Payment Terms1
    3.74% APR with Autopay2
    3.99% APR without Autopay2
    $13.55 Payment/$1,000
    130% MSRP Advance Policy3

Loans are subject to credit and collateral qualification, other fees and conditions may apply. Rates are subject to change without notice. Other rates and advance policies may apply based on your individual credit profile.

1 Vehicles valued over $25,000 financed up to 84 months (on approved credit); otherwise, maximum term is 72 months.

2 APR = Annual Percentage Rate. Autopay must be from a Credit Union Checking or Money Market Account to receive the deduction (.25%). All APRs shown are calculated at a $10,000 loan amount.

3MSRP=Manufacturer's Suggested Retail Price; RNADA=Retail National Automotive Dealers Association; Wholesale=Wholesale Market Value.

Rates Effective 07/24/2020

  • 36 Months
    36 Months Payment Terms1
    3.24% APR with Autopay2
    3.49% APR without Autopay2
    $29.19 Payment/$1,000
    130% RNADA  Advance Policy3
  • 48 Months
    48 Months Payment Terms1
    3.24% APR with Autopay2
    3.49% APR without Autopay2
    $22.24 Payment/$1,000
    130% RNADA  Advance Policy3
  • 60-66 Months
    60-66 Months Payment Terms1
    3.24% APR with Autopay2
    3.49% APR without Autopay2
    $18.08 Payment/$1,000
    130% RNADA  Advance Policy3
  • 72-78 Months
    72-78 Months Payment Terms1
    3.49% APR with Autopay2
    3.74% APR without Autopay2
    $15.41 Payment/$1,000
    130% RNADA  Advance Policy3
  • 84 Months
    84 Months Payment Terms1
    3.99% APR with Autopay2
    4.24% APR without Autopay2
    $13.66 Payment/$1,000
    130% RNADA Advance Policy3

Loans are subject to credit and collateral qualification, other fees and conditions may apply. Rates are subject to change without notice. Other rates and advance policies may apply based on your individual credit profile.

1Vehicles valued over $25,000 financed up to 84 months (on approved credit); otherwise, maximum term is 72 months.

2APR = Annual Percentage Rate. Autopay must be from a Credit Union Checking or Money Market Account to receive the deduction (.25%). All APRs shown are calculated at a $10,000 loan amount.

3MSRP=Manufacturer's Suggested Retail Price; RNADA=Retail National Automotive Dealers Association; Wholesale=Wholesale Market Value

Rates Effective 04/27/2020

  • New
    9.49% APR with Autopay1
    9.74% APR without Autopay1
    $18.27 Payment/$1,000
    84 Months Maximum Terms2
    110% MSRP Advance Policy3
  • Used
    9.74% APR with Autopay1
    9.99% APR without Autopay1
    $18.39 Payment/$1,000
    84 Months Maximum Terms2
    110% Wholesale Advance Policy3

Loans are subject to credit and collateral qualification, other fees and conditions may apply. Rates are subject to change without notice. Other rates and advance policies may apply based on your individual credit profile.

1APR = Annual Percentage Rate. Autopay must be from a Credit Union Checking or Money Market Account to receive the deduction (.25%). All APRs shown are calculated at a $10,000 loan amount.

2Vehicles valued over $25,000 financed up to 84 months (on approved credit); otherwise, maximum term is 72 months.

3MSRP=Manufacturer's Suggested Retail Price; RNADA=Retainer National Automotive Dealers Association; Wholesale=Wholesale Market Value

Rates Effective 04/27/2020

  • New
    8.75% APR with Autopay1
    9.00% APR without Autopay1
    $12.53 Payment/$1,000 (120 month loans)
    180 Months (15 yrs) Maximum Terms2
    90% MSRP Advance Policy3
  • Used
    9.00% APR with Autopay1
    9.25% APR without Autopay1
    $12.67 Payment/$1,000 (120 month loans)
    180 Months (15 yrs) Maximum Terms2
    90% Wholesale Advance Policy3

Loans are subject to credit and collateral qualification, other fees and conditions may apply. Rates are subject to change without notice. Other rates and advance policies may apply based on your individual credit profile.

1APR = Annual Percentage Rate. Autopay must be from a Credit Union Checking or Money Market Account to receive the deduction (.25%). All APRs shown are calculated at a $10,000 loan amount.

2Vehicles valued over $25,000 financed up to 84 months (on approved credit); otherwise, maximum term is 72 months.

3MSRP=Manufacturer's Suggested Retail Price; RNADA=Retail National Automotive Dealers Association; Wholesale=Wholesale Market Value

Rates Effective 04/27/2020

  • Line of Credit
    9.24% APR1
    $20.88 Payment/$1,000
    Revolving Maximum Term
    As Needed Advance Policy
  • Signature Loan
    9.24% APR1
    $20.88 Payment/$1,000
    60 Months Maximum Term
    100% Advance Policy
Payments calculated based on 60 month term. Minimum advance for closed end signature loans is $1,000. Loans are subject to credit qualification, other fees and conditions may apply. Rates are subject to change without notice. Other rates and advance policies may apply based on your individual credit profile.

1 APR=Annual Percentage Rate.

Rates Effective 04/27/2020

  • Share Secured
    3.50% + Current Share Rate APR1
    $500 Advance Policy
1APR=Annual Percentage Rate.