Consumer Loan Rates

Loans are subject to credit and collateral qualification, other fees and conditions may apply. Rates are subject to change without notice. Other rates and advance policies may apply based on your individual credit profile.

¹ Vehicles valued over $20,000 financed up to 84 months (on approved credit); otherwise, maximum term is 78 months.

² APR = Annual Percentage Rate. Autopay must be from a qualified Southland checking account to receive the deduction (0.25%). All APRs shown are calculated at a $10,000 loan amount. Members may qualify for the following additional loan rate discounts including: 0.25% rate discount for less than 100% Loan to Value (LTV). Available on New & used vehicles, 60-66 & 72-78 month terms only. Minimum FICO of 660 to qualify; 0.25% rate discount for qualified electric/hybrid vehicles.

³MSRP=Manufacturer's Suggested Retail Price;  Wholesale=Wholesale Market Value.

Rates reflect a .25% discount for qualified electric/hybrid vehicles. Loans are subject to credit and collateral qualification, other fees and conditions may apply. Rates are subject to change without notice. Other rates and advance policies may apply based on your individual credit profile.

¹ Vehicles valued over $20,000 financed up to 84 months (on approved credit); otherwise, maximum term is 78 months.

² APR = Annual Percentage Rate. Autopay must be from a qualified Southland checking account to receive the deduction (.25%). All APRs shown are calculated at a $10,000 loan amount.

³MSRP=Manufacturer's Suggested Retail Price; Wholesale=Wholesale Market Value.

Loans are subject to credit and collateral qualification, other fees and conditions may apply. Rates are subject to change without notice. Other rates and advance policies may apply based on your individual credit profile.

¹Vehicles valued over $20,000 financed up to 84 months (on approved credit); otherwise, maximum term is 78 months.

²APR = Annual Percentage Rate. Autopay must be from a qualified Southland checking account to receive the deduction (0.25%). All APRs shown are calculated at a $10,000 loan amount. Members may qualify for the following additional loan rate discounts including: 0.25% rate discount for less than 100% Loan to Value (LTV). Available on New & used vehicles, 60-66 & 72-78 month terms only. Minimum FICO of 660 to qualify; 0.25% rate discount for qualified electric/hybrid vehicles.

³MSRP=Manufacturer's Suggested Retail Price;  Wholesale=Wholesale Market Value

Rates reflect a .25% discount for qualified electric/hybrid vehicles. Loans are subject to credit and collateral qualification, other fees and conditions may apply. Rates are subject to change without notice. Other rates and advance policies may apply based on your individual credit profile.

¹Vehicles valued over $20,000 financed up to 84 months (on approved credit); otherwise, maximum term is 78 months.

²APR = Annual Percentage Rate. Autopay must be from a qualified Southland checking account to receive the deduction (.25%). All APRs shown are calculated at a $10,000 loan amount.

³MSRP=Manufacturer's Suggested Retail Price; Wholesale=Wholesale Market Value

Loans are subject to credit and collateral qualification, other fees and conditions may apply. Rates are subject to change without notice. Other rates and advance policies may apply based on your individual credit profile.

¹APR = Annual Percentage Rate. Autopay must be from a qualified Southland checking account to receive the deduction (.25%). All APRs shown are calculated at a $10,000 loan amount.

²Vehicles valued over $20,000 financed up to 84 months (on approved credit); otherwise, maximum term is 72 months.

³MSRP=Manufacturer's Suggested Retail Price; RNADA=Retainer National Automotive Dealers Association; Wholesale=Wholesale Market Value

Loans are subject to credit and collateral qualification, other fees and conditions may apply. Rates are subject to change without notice. Other rates and advance policies may apply based on your individual credit profile.

¹APR = Annual Percentage Rate. Autopay must be from a qualified Southland checking account to receive the deduction (.25%). All APRs shown are calculated at a $10,000 loan amount.

²Vehicles valued over $20,000 financed up to 84 months (on approved credit); otherwise, maximum term is 72 months.

³MSRP=Manufacturer's Suggested Retail Price; RNADA=Retail National Automotive Dealers Association; Wholesale=Wholesale Market Value