At Southland Credit Union, we believe that the purchases you make should be rewarded. That's why we're excited to introduce you to Enjoy! Rewards by Southland - our exclusive Member loyalty program designed to elevate your shopping experience and reward you for every dollar you spend.
Real-time rewards
Checkout with points at participating merchants or pay for your purchases with points via text or email notification.
Cash back & gift cards
Use your points for gift cards from your favorite stores or choose cash back deposited directly into your account.
Fuel with Points
Redeem points at Shell stations when you use your Southland card for your transaction.
Travel & Experiences
From flights to rental cars, hotel stays and one-of-a-kind experiences, your points can take you to new places.
Merchandise
Find a special gift for yourself or a loved one by browsing hundreds of merchandise options.
Donations & Fee Refunds
Donate your points to your favorite charity or use points to refund select fees.
When you open a... | You'll earn... |
| Auto loan | 3,000 points |
| Purchase or refinanced mortgage loan | 50,000 points |
| Home equity line of credit | 2,500 points |
| Personal loan | 2,000 points |
Membership is subject to eligibility. All new accounts will be verified through ChexSystems and are subject to credit approval. Enjoy! Rewards Checking and/or an Enjoy! Rewards Visa Platinum credit card is required to participate in the Enjoy! Rewards program. Additional points accumulated for other banking relationships, products and services. For complete details, refer to Enjoy! Rewards Program Terms and Conditions.
Enjoy! Rewards Platinum Visa: 1: Web/App access is needed to use Mobile Banking. You may be charged access rates depending on your carrier. Check with your service provider for details on specific fees and charges. Some restrictions may apply. 2: APR= Annual Percentage Rate. 0% introductory APR for 12 months, based on your creditworthiness, available on Platinum cards only. Not every applicant approved for the Platinum card will qualify for the intro rate. After that, your APR will be 13.99-16.99%. This APR will vary with the market based on the Prime Rate plus a margin. Balance transfer, cash advance, foreign transaction and other fees may apply. Terms, features, programs and conditions subject to change. 3: Applicants may qualify for a Maximum total unsecured limit of $100,000, lending criteria applies. Online application currently accepts a max limit of $25,000, please place a comment on your application to request more, or contact us. 3: Visa’s Zero Liability Policy is our guarantee that you won’t be held responsible for unauthorized charges made with your account or account information. You’re protected if your Visa credit or debit card is lost, stolen or fraudulently used, online or offline. Program conditions and restrictions may apply.
Enjoy! Rewards Checking: The monthly service fee of $5 waived and $20 ATM rebates paid, with direct deposit or one bill pay, and 10 debit card transactions per month. Paper statement fee waived for Members with eStatements or over 65. Use of an Out of Network ATM will result in a $3.00 withdrawal fee, per transaction, and possible third-party surcharges. Web/App access is needed to use Mobile Banking. You may be charged access rates depending on your carrier. Check with your service provider for details on specific fees and charges. Some restrictions may apply. Mobile Deposits are available to Members in good standing only.
Bonus points: Bonus points for mortgages exclude refinance of an existing Southland Mortgage Loan. Bonus points for a HELOC loan requires $10,000 minimum advance within the first 90 days of opening. Bonus points for personal loans exclude personal lines of credit.