Enjoy! Rewards Checking

 

Earn points on your debit card purchases with Enjoy! Rewards

Now with 3X points on groceries and utilities

Whether you're at home or on the go, your rewards are always within reach. 

Learn about the benefits of Enjoy! Rewards

Open Your Account

Enjoy! Rewards Checking features

Earn 3X points on groceries and utilities

Earn 1 point per $3 spent on everything else with Enjoy! Rewards

No caps on earning or redeeming

Bundle your points with an Enjoy! Rewards credit card

Earn up to $20 a month in ATM rebates

$0 minimum opening deposit

Get paid up to two days early with direct deposit

$5 monthly service fee waived with direct deposit or one bill pay, and 10 debit card transactions per month

Checking account benefits

Visa debit card with tap to pay

Free eStatements

Online & mobile banking

Nearly 6,000 shared branches

Digital wallet payments

Nearly 30,000 surcharge-free ATMs

 

There's more to debit rewards. Earn 3X points on groceries and utilities with Enjoy! Rewards.

Plus, earn 1 point per $3 spent on everything else with your Enjoy! Rewards debit card. Use your points for cash back, gift cards, travel and more. You can even use points to pay for purchases. 

Learn about Enjoy! Rewards

Upgrade your Southland checking

Already have a Southland checking account? No need to worry about getting a new debit card, updating direct deposits or adjusting automatic bill payments—everything transfers seamlessly when you convert your account.

Convert to Enjoy! Rewards Checking

Membership is subject to eligibility. All new accounts will be verified through ChexSystems and are subject to credit approval. Terms, rates, and financing are subject to credit approval. Enjoy! Rewards Checking and/or an Enjoy! Rewards Visa® Platinum credit card is required to participate in the Enjoy! Rewards program. Program conditions and restrictions may apply. Not available on all Southland Visa cards.
 
Points: You’ll earn points on purchases of products and services, minus returns or refunds, made with an Enjoy! Rewards debit card. Debit card purchases earn one point per every three (3) dollars of each qualifying transaction. 3X Points - Earn three points (1 base point plus 2 bonus points) per every three (3) dollars of each qualifying transaction for groceries and utilities. These include retailer/service providers whose Visa Merchant Category Code (MCC) is classified as grocery (5300,5411 and 5499) or utility (4814, 4816, 4899 and 4900). Additional points accumulated for other banking relationships, products and services. For complete details, refer to Enjoy! Rewards Program Terms and Conditions at SouthlandCU.org/enjoy.

Enjoy! Rewards Checking: $5 monthly service fee waived and up to $20 of ATM fee rebates paid when monthly qualifications of direct deposit or one bill pay, and 10 debit card transactions per month are met. Paper statement fee waived for Members with eStatements or over 65. Unlimited FREE ATM Transactions at Southland Network ATMs, which includes all Southland and CO-OP® ATMs. Use of an out of network ATM will result in a $3.00 withdrawal fee, per transaction, and possible third-party surcharges. Web/App access is needed to use Digital Banking. You may be charged access rates depending on your carrier. Check with your service provider for details on specific fees and charges. Some restrictions may apply. Mobile Deposits are available to Members in good standing only.

Direct deposit: Early access depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.