Enjoy! Rewards Platinum Visa

How will you enjoy?

Are you a current Platinum cardholder with questions about the Enjoy! Rewards points conversion? View the program Q&A page.

Enjoy! Rewards Visa

Enjoy! Rewards Visa Platinum

Our Platinum Cash Rewards Visa will become the Enjoy! Rewards Platinum Visa credit card

  • Eligible for Enjoy! Rewards1 
    • Earn 1 point for every $1 spent
    • Redeem your points for: 
      • Discounts on purchases at checkout at participating gas stations and merchants
      • Pay for purchases by redeeming points on the go
      • Cash back
      • Merchandise
      • Travel & more!
  • 0% APR2 on purchases and balance transfers for the first 12 months
  • Maximum limits up to $100,0003 
  • Visa Zero Liability coverage4
  • ID Navigator Powered by NortonLifeLock
  • No annual fee
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Tap to pay

A simple tap is all you need to securely pay for your purchases. 

About tap to pay
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Secure card controls

Block/unblock, change your PIN and set travel notices from the Southland app.

About Digital Banking
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Digital wallet

Add your Southland Visa card to your digital wallet to make payments with ease. 

About digital wallets
 

Introducing Enjoy! Rewards

Elevate your shopping experience with Enjoy! Rewards by Southland - the loyalty program designed for Members who crave more perks, no matter where or how you shop.

From instant rewards to cash back, airfare, hotels, gift cards, gas and beyond, Enjoy! Rewards offers a wide range of benefits, ensuring there's something for everyone.

Discover how you can Enjoy!

Identity theft continues to evolve and so do NortonLifeLockTM solutions.

Your Southland Visa credit card includes ID Navigator Powered by NortonLifeLock. No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can provide you with greater peace of mind.

ID Navigator Powered by NortonLifeLock:

  • Provides you with the tools to help keep you informed of potential threats to your identity
  • Helps you act quickly should the unexpected happen

CONFIRM ELIGIBILITY



Frequently asked questions

You will earn 1 point for every $1 spent. 
You can redeem your points for cash, at checkout at participating retailers, as well as merchandise, travel, fuel, charitable donations and Southland fee refunds. You can also use your points to pay for purchases by opting in to Pay with Points. Visit the Enjoy! Rewards site to learn more. 
It's easy to redeem your points! Log in to your Digital Banking account and navigate to Enjoy! Rewards. From there, you will be signed in to your Enjoy! Rewards account, where you can redeem your points. 

Please note: Enjoy! Rewards points will be available to view on or shorly after July 12, 2024. Rest assured, you are still earning points on your transactions as usual during this period. 
Platinum Cash Rewards cardholders can redeem their points for cash at Enjoy! Rewards in the following increments:
  • 2,000 points for $20
  • 4,000 points for $40
  • 6,000 points for $60
  • 8,000 points for $80
  • 10,000 points for $100
There is no limit to the number of times you can redeem your points.
Cash back is distributed via ACH transfer to your checking or savings account. Transfers may take up to 7 business days. 
Yes. Rewards points expire after 72 months. 
You can call the Enjoy! Rewards hotline at 866.352.1202. Member service specialists are available Monday through Friday 6am to 11pm ET and weekends from 6am to 8pm ET. The call center will be closed on the following holidays: New Year’s Day, Easter, Memorial Day, Fourth of July, Labor Day, Thanksgiving Day and Christmas Day. On the day before Thanksgiving, Christmas and New Year’s Day, our call center will have reduced hours of operation.
You can call Quickline at 888.426.1918. The phone number is also printed on the back of your card. 
There are several easy ways to make a payment. Visit the Make a Payment page for details. 
Yes. You can transfer your balance from a different financial institution to take advantage of Southland's low rates. Contact us for details. 

Credit Card Disclosure

Read important credit card disclosures  |  Open full credit card agreement

1: Enjoy! Rewards Checking and/or an Enjoy! Rewards Platinum Credit Card is required to participate in the Enjoy! Rewards program. Additional points accumulated for other banking relationships, products and services. For complete details, refer to Enjoy! Rewards Program Terms and Conditions. Web/App access is needed to use Mobile Banking. You may be charged access rates depending on your carrier. Check with your service provider for details on specific fees and charges. Some restrictions may apply.

2: APR= Annual Percentage Rate. 0% introductory APR for 12 months, based on your creditworthiness, available on Platinum cards only. Not every applicant approved for the Platinum card will qualify for the intro rate. After that, your APR will be 13.99-16.99%. This APR will vary with the market based on the Prime Rate plus a margin. Balance transfer, cash advance, foreign transaction and other fees may apply. Terms, features, programs and conditions subject to change. 

3: Applicants may qualify for a Maximum total unsecured limit of $100,000, lending criteria applies. Online application currently accepts a max limit of $25,000, please place a comment on your application to request more, or contact us.

3: Visa’s Zero Liability Policy is our guarantee that you won’t be held responsible for unauthorized charges made with your account or account information. You’re protected if your Visa credit or debit card is lost, stolen or fraudulently used, online or offline. Program conditions and restrictions may apply.