Money Market Accounts

Maximize your earnings with a Money Market account

Money Market Accounts

Earn an APY* up to 0.850%
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The higher your balance, the more you earn. If you’re looking to earn higher dividends with flexible access, a Southland Money Market Account is a great choice.


Features

Access funds immediately; no minimum investment period

Earn a higher dividend rate than offered by a traditional Savings Account

Earn dividends calculated on your daily balance

Receive monthly statements

Make automatic deposits with Payroll Deduction or Direct Deposit

Receive increases in dividend rates as balances grow

Earn dividends with as little as $2,500


Benefits

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Online & Mobile Access

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Safe and Secure

Rates Effective 04/27/2026

  • Tier 1
    0.450% APY1
    0.450% Dividend Rate
    $0 Minimum Deposit
    $0 Minimum Balance
  • Tier 2
    0.700% APY1
    0.698% Dividend Rate
    $2,500 Minimum Deposit
    $2,500 Minimum Balance
  • Tier 3
    0.750% APY1
    0.748% Dividend Rate
    $10,000 Minimum Deposit
    $10,000 Minimum Balance
  • Tier 4
    0.750% APY1
    0.748% Dividend Rate
    $50,000 Minimum Deposit
    $50,000 Minimum Balance
  • Tier 5
    0.800% APY1
    0.798% Dividend Rate
    $100,000 Minimum Deposit
    $100,000 Minimum Balance
  • Tier 6
    0.850% APY1
    0.847% Dividend Rate
    $150,000 Minimum Deposit
    $150,000 Minimum Balance
Tiered Rates earned are based on account balance.
 
1APY = Annual Percentage Yield. Rates are variable and are subject to change at anytime without notice. Indicated rates are available to qualified Members.

Access Anywhere

Manage your Southland accounts anytime and anywhere with Digital Banking.

Learn More About Online & Mobile Banking

Membership is subject to eligibility. All new accounts will be verified through ChexSystems and are subject to credit approval.