High Yield Savings

Boost your savings!

Earn up to 2.30% APY* 

OPEN NOW


Give your savings a boost with a High Yield Savings Account from Southland. To qualify for the standard rate, you must have a minimum balance of $10,000 and your deposit must be new money transferred from another financial institution. This account is available for a limited time only, so open your account today!

How to open your High Yield Savings account

Visit us: Locate your nearest Southland branch(Opens in a new window)

Call us: 800.426.1917, Monday - Friday 8:00 a.m. to 5:00 p.m. and Saturday 9 a.m. to 1 p.m. Closed Sunday.

Apply online: Log in to Digital Banking and navigate to Open a new account. Or, if you're not a Member yet, use our online application to apply for Membership and open your High Yield Savings account. 

*If you choose to apply online, remember to transfer the minimum balance of $10,000 after your account is established to be eligible to receive the standard rate. Balances under $10,000 will earn the Primary Savings share rate.

Rates Effective 10/01/2026

  • High Yield Savings
    2.30% APY1
    2.277% Dividend Rate
    $10,000 Minimum Deposit
    $10,000 Minimum Balance
  • Health Savings
    0.10% APY1
    0.100% Dividend Rate
    $0 Minimum Deposit
    $0 Minimum Balance
  • Holiday Club
    0.10% APY1
    0.100% Dividend Rate
    $0 Minimum Deposit
    $0 Minimum Balance
  • IRA Savings
    0.10% APY1
    0.100% Dividend Rate
    $0 Minimum Deposit
    $0 Minimum Balance
  • Primary Savings
    0.10% APY1
    0.100% Dividend Rate
    $25 Minimum Deposit
    $25 Minimum Balance
Minimum Deposit and Minimum Balance requirements for Primary Savings Account waived for NEW Members opting to pay a Membership Entrance fee.

1APY = Annual Percentage Yield. Rates are variable and are subject to change at anytime without notice. Indicated rates are available to qualified Members.

High Yield Savings: Minimum balance to earn standard rate is $10,000. Balances under $10,000 will earn the Primary Savings share rate. To qualify, deposit must be new money to Southland transferred from another financial institution.

*Membership is subject to eligibility. APY = Annual Percentage Yield. High Yield Savings: Minimum balance to earn the standard rate is $10,000. To qualify, deposit must be new money to Southland transferred from another financial institution.