Credit Cards

Your Visa, your rewards, your choice

From smart credit to cash rewards, Southland has a credit card for you. 

Visa Platinum Cash Rewards

12-Month Introductory APR on purchases and balance transfers 0.00%


Platinum Cash Rewards

  • Earn 1 point for every $1 spent with your choice to:
    • Redeem rewards points for CASH
    • Redeem rewards points for merchandise, travel and fuel
  • 0% APR1 on purchases and balance transfers for the first 12 months
  • Maximum limits up to $100,0002 
  • Visa Zero Liability coverage3
  • Shipt4
  • ID Navigator Powered by NortonLifeLock
  • No annual fee

Platinum Rewards

  • Earn 1 point for every $1 spent
  • Redeem rewards points for merchandise, travel and fuel
  • 0% APR1 on purchases and balance transfers for the first 12 months
  • Maximum limits up to $100,0002 
  • Visa Zero Liability coverage3
  • Shipt4
  • ID Navigator Powered by NortonLifeLock
  • No annual fee

Smart Card

  • Ideal for young adults in college or entering the workforce4
  • Simple, no frills credit card perfect for making small purchases to build credit
  • Secured credit option available
  • Visa Zero Liability coverage3
  • Shipt4
  • ID Navigator Powered by NortonLifeLock
  • No annual fee
 

Earn 1 point for every $1 spent

Turn your everyday purchases into fabulous rewards with your Platinum Cash Rewards or Platinum Rewards Visa credit card. 

For every qualifying purchase made, you earn valuable points that may be redeemed for: 

  • Cash!
  • Merchandise
  • Travel
  • Fuel
  • ...And more!

Learn more about our rewards program

Same-day delivery from a variety of stores you love.

Enroll your Southland Visa credit card to get 1 month of free Shipt membership, then 3 months of membership at 50% off, with free delivery on orders $35+.4 

  • Get groceries, household essentials, and more delivered in as soon as 1 hour.
  • Order from a variety of your favorite local stores as well as national retailers like Bed Bath & Beyond, CVS, and Target.
  • Shipt Shoppers strive to get your order right – they can even accommodate special requests and last-minute changes.

Enroll Now

Identity theft continues to evolve and so do NortonLifeLockTM solutions.

Your Southland Visa credit card includes ID Navigator Powered by NortonLifeLock. No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can provide you with greater peace of mind.

ID Navigator Powered by NortonLifeLock:

  • Provides you with the tools to help keep you informed of potential threats to your identity
  • Helps you act quickly should the unexpected happen

Confirm Eligibility

If your card has the contactless indicator on it, you can use it to make purchases with a simple tap. 

Calculator

Lost or stolen card?

Report a lost/stolen card: 

888.426.1918

1: APR=Annual Percentage Rate. Rates, terms, programs, and conditions subject to change.  

2: Applicants may qualify for a Maximum total unsecured limit of $100,000, lending criteria applies. Online application currently accepts a max limit of $25,000, please place a comment on your application to request more, or contact us.

3: Program conditions and restrictions may apply.  

4: Offer valid from 9/17/2021 through 12/31/2024 (“Term”). Cardholders enrolling during the Term with a qualifying U.S. Non-Visa Signature and Non-Visa Infinite consumer credit card (“Card”) receive a free Shipt membership for 1 month, then 50% discount on monthly Shipt membership for 3 months, which (i) includes waived delivery fees on orders over $35 (“Offer”) and (ii) is only redeemable through Shipt web application at shipt.com or the Shipt mobile app. Existing Shipt members that enroll in the Offer start their free membership at the expiration of their current paid membership, and are eligible for a 3 month membership extension. Cancellation of an existing Shipt membership will result in Offer ineligibility. Enrolled cardholders must use the Card as the default payment method to redeem, have Offer remain effective, and have Offer apply, or may be subject to additional fees. Eligibility for Offer is limited to one per person per Shipt account, and per eligible Visa card. Payment through third-party payment accounts, or online or mobile digital wallets (like Apple Pay and Google Pay), or memberships purchased through third parties are excluded from this offer. Once enrolled in the Offer, cardholders are subject to the Shipt Terms of Service, Privacy Policy (https://www.shipt.com/terms-of-service/), and Shipt Promotion Terms and Conditions (https://www.shipt.com/promotional-credit-terms/). You can cancel your membership at any time at shipt.com. Unless you cancel your Shipt membership prior to the expiration of your free period, your Shipt membership will auto-renew for a new subscription at then current membership rates. Orders with alcohol may incur a $7 alcohol delivery fee. Charges for items purchased, taxes, tips, and retailer-charged fees (such as, where applicable, bag fees) and additional fees may still apply. Offer valid only where Shipt service is available. Current value of the Shipt monthly membership can be found at shipt.com. No cash value. Non-transferable. Offer is subject to modification or cancellation at any time. Your continued use of the Services after a modification of the Offer becomes effective will constitute your acceptance of the change. The listed merchant(s) are not considered sponsors or co-sponsors of this program. All trademarks are the property of their respective owner(s).