Auto Insurance

 

Drive confidently, we’ve got you covered

Auto insurance shouldn’t be complicated. Whether you drive a sedan, SUV or motorcycle, we’ll help you find the right coverage at the right price—all through Southland Credit Union and our trusted partner, InsureOne.

Start your auto quote in minutes

Coverage options

 scaleLiability

 coneCollision

 safeComprehensive

 toolsRoadside Assistance

 motorcycleMotorcycle

 boatBoat

 trailerRV & Trailer

 atvATV

 snowmobileSnowmobile

 mexican flagMexico

 classic carAntique & Classic

 ambulancePersonal Injury

 keysRental Car Reimbursement

carCosmetic & Maintenance

carUninsured & Underinsured Motorist

 

Ways to save

  • Bundle auto and home for a multi-policy discount.
  • Insure more than one vehicle to save even more.
  • Maintain a clean driving record for good driver discounts.
  • Good student? You may qualify for additional discounts.
  • Military discounts are also available.


Frequently asked questions

There are several ways to save on your auto insurance premium:
  • Bundle policies like auto and home for a multi-policy discount
  • Maintain a clean driving record
  • Opt for a higher deductible to lower monthly costs
  • Qualify for discounts (good student, safe driver, low mileage, etc.)
Southland and InsureOne can help you find discounts you may already qualify for.
California law requires all drivers to carry a minimum amount of liability insurance to cover damages or injuries caused to others in an accident. The minimum coverage limits are:
  • $15,000 for injury or death to one person
  • $30,000 for injury or death to more than one person
  • $5,000 for property damage
  • Your deductible is the amount you agree to pay out of pocket before your insurance kicks in after a claim. You typically choose your deductible when setting up your policy.
  • A higher deductible usually means a lower monthly premium, but more out-of-pocket costs if you have an accident.
  • A lower deductible means higher premiums, but you'll pay less upfront if you file a claim.
  • The right deductible depends on your budget, how much risk you're comfortable taking on, and how often you drive.

Insurance products offered through InsureOne Insurance Services America, LLC and its affiliated companies identified on https://www.insureone.com/affiliate-disclosure/.  Insurance products: 1) are not NCUSIF insured; 2) are not obligations of or guaranteed by Southland Credit Union or any affiliated entities. Insurance products not available in all states. Actual policy premium may vary based on driving records, garaging address, vehicle type, insurance coverage selected, and other underwriting factors. Other rates, service fees, restrictions, and charges may apply.