Boat & RV Loans

Looking to purchase a new or used boat or RV that fits your lifestyle?

 

New Boats, RVs & Travel Trailers

Rates as low as 8.75%

Maybe you like to go fishing in your boat, making memories in your motor home, or cruising in a new camper. No matter how you have fun, Southland offers a Recreational Vehicle Loan to fit your needs.

Features

Finance up to 90% of the purchase price with tax, license and insurance


Select repayment terms of up to 15 years (depending on amount financed)


Save an additional 0.25% on your rate with automatic payments from your Southland Checking or Money Market Account


Shop confidently with a pre-approved loan


Receive online loan approval within minutes


Payment protection available


Guaranteed Asset Protection (GAP) Insurance available


Extended Vehicle Warranties with Mechanical Breakdown Protection (MBP) available



Benefits

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Low Rates

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Flexible Terms

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Convenient Online Loan Application

Rates Effective 04/27/2020

  • New
    8.75% APR with Autopay1
    9.00% APR without Autopay1
    180 Months  Payment/$1,000 (120 month loans)
    90% MSRP Maximum Terms2
  • Used
    9.00% APR with Autopay1
    9.25% APR without Autopay1
    180 Months Payment/$1,000 (120 month loans)
    90% Wholesale Maximum Terms2

Loans are subject to credit and collateral qualification, other fees and conditions may apply. Rates are subject to change without notice. Other rates and advance policies may apply based on your individual credit profile.

1APR = Annual Percentage Rate. Autopay must be from a qualified Southland checking account to receive the deduction (.25%). All APRs shown are calculated at a $10,000 loan amount.

2Vehicles valued over $20,000 financed up to 84 months (on approved credit); otherwise, maximum term is 72 months.

3MSRP=Manufacturer's Suggested Retail Price; RNADA=Retail National Automotive Dealers Association; Wholesale=Wholesale Market Value

Protect Your Investments

 

Southland offers affordable loan insurance options for car loans, boat loans, personal loans and more.

MBP Coverage

Mechanical Breakdown Protection (MBP) can help ensure that the investment in your vehicle is protected, and reduces the possibility of out-of-pocket expenses when your vehicle suffers an unexpected mechanical failure.

GAP Coverage

Guaranteed Asset Protection (GAP) coverage is an optional car insurance coverage that helps pay off your auto loan if your car is totaled or stolen and you owe more than the cars depreciated value.

ConsumerSafe Debt Protection

Life is unpredictable. Take action to safeguard your family against a wide range of unexpected events that could leave you and your family scrambling to pay monthly bills.