Boat & RV Loans

Looking to purchase a new or used boat or RV that fits your lifestyle?


New Boats, RVs & Travel Trailers

Rates as low as 8.75%

Maybe you like to go fishing in your boat, making memories in your motor home, or cruising in a new camper. No matter how you have fun, Southland offers a Recreational Vehicle Loan to fit your needs.


Finance up to 90% of the purchase price with tax, license and insurance

Select repayment terms of up to 15 years (depending on amount financed)

Save an additional 0.25% on your rate with automatic payments from your Southland Checking or Money Market Account

Shop confidently with a pre-approved loan

Receive online loan approval within minutes

Payment protection available

Guaranteed Asset Protection (GAP) Insurance available

Extended Vehicle Warranties with Mechanical Breakdown Protection (MBP) available


icon of percentage

Low Rates

icon of hourglass

Flexible Terms

icon of laptop

Convenient Online Loan Application

Rates Effective 12/19/2022

  • New
    8.75% APR with Autopay1
    9.00% APR without Autopay1
    180 Months  Payment/$1,000 (120 month loans)
    90% MSRP Maximum Terms2
  • Used
    9.00% APR with Autopay1
    9.25% APR without Autopay1
    180 Months Payment/$1,000 (120 month loans)
    90% Wholesale Maximum Terms2

Loans are subject to credit and collateral qualification, other fees and conditions may apply. Rates are subject to change without notice. Other rates and advance policies may apply based on your individual credit profile.

1APR = Annual Percentage Rate. Autopay must be from a Credit Union Checking or Money Market Account to receive the deduction (.25%). All APRs shown are calculated at a $10,000 loan amount.

2Vehicles valued over $20,000 financed up to 84 months (on approved credit); otherwise, maximum term is 72 months.

3MSRP=Manufacturer's Suggested Retail Price; RNADA=Retail National Automotive Dealers Association; Wholesale=Wholesale Market Value

Protect Your Investments


Southland offers affordable loan insurance options for car loans, boat loans, personal loans and more.

MBP Coverage

Mechanical Breakdown Protection (MBP) can help ensure that the investment in your vehicle is protected, and reduces the possibility of out-of-pocket expenses when your vehicle suffers an unexpected mechanical failure.

GAP Coverage

Guaranteed Asset Protection (GAP) coverage is an optional car insurance coverage that helps pay off your auto loan if your car is totaled or stolen and you owe more than the cars depreciated value.

ConsumerSafe Debt Protection

Life is unpredictable. Take action to safeguard your family against a wide range of unexpected events that could leave you and your family scrambling to pay monthly bills.

TruStage® Auto Insurance 

Why we've joined with a dedicated team of insurance professionals to bring you programs that provide discounted rates exclusively for credit union Members, with online services and 24/7 claims support.

Call to find out how much you can save: