Motorcycle Loans

Purchase a new motorcycle or refinance your existing loan

New Motorcycle Loans

APR* as low as 9.74%
Apply Now

Looking to purchase a new or used motorcycle that fits your budget?

Southland's lower rates and longer terms on new and used motorcycles can get you on the road, fast! Select from a variety of options that best meet your lifestyle. If you’re looking to finance a new or used motorcycle, Southland has you covered.

Features

Online loan approval within minutes

Finance up to 110% of the purchase price or appraised value

Select repayment terms of up to 7 years (depending on amount financed)

Save an additional 0.25% on your rate with Autopay

Shop confidently with a pre-approved loan

Payment protection available

Guaranteed Asset Protection (GAP) Insurance available

Extended Vehicle Warranties with Mechanical Breakdown Protection (MBP) available


Benefits

Loan Rate Percent Icon

Low Rates

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Flexible Terms

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Convenient Online Loan Application

Rates Effective 03/05/2025

  • New
    9.49% APR with Autopay1
    9.74% APR without Autopay1
    84 Months Payment/$1,000
    110% MSRP Maximum Terms2
  • Used
    9.74% APR with Autopay1
    9.99% APR without Autopay1
    84 Months Payment/$1,000
    110% Wholesale Maximum Terms2

Loans are subject to credit and collateral qualification, other fees and conditions may apply. Rates are subject to change without notice. Other rates and advance policies may apply based on your individual credit profile.

1APR = Annual Percentage Rate. Autopay must be from a qualified Southland checking account to receive the deduction (.25%). All APRs shown are calculated at a $10,000 loan amount.

2Vehicles valued over $20,000 financed up to 84 months (on approved credit); otherwise, maximum term is 72 months.

3MSRP=Manufacturer's Suggested Retail Price; RNADA=Retainer National Automotive Dealers Association; Wholesale=Wholesale Market Value

Protect Your Investments

 

Southland offers affordable loan insurance options for car loans, boat loans, personal loans and more.

MBP Coverage

Mechanical Breakdown Protection (MBP) can help ensure that the investment in your vehicle is protected, and reduces the possibility of out-of-pocket expenses when your vehicle suffers an unexpected mechanical failure.

GAP Coverage

Guaranteed Asset Protection (GAP) coverage is an optional car insurance coverage that helps pay off your auto loan if your car is totaled or stolen and you owe more than the cars depreciated value.

ConsumerSafe Debt Protection

Life is unpredictable. Take action to safeguard your family against a wide range of unexpected events that could leave you and your family scrambling to pay monthly bills.

CONTACT US FOR A FREE QUOTE

Loans are subject to credit and collateral qualification, other fees and conditions may apply. Rates are subject to change without notice. Other rates and advance policies may apply based on your individual credit profile.

*APR = Annual Percentage Rate. Rate quoted as of 7-01-24 for a 66-month term. Vehicles valued over $20,000 can finance up to 84 months; otherwise, maximum term is 72 months. Rate includes a .25% discount for Autopay from a qualified Southland checking account. Loans made subject to credit and vehicle qualification, other fees and conditions may apply. Rates are subject to change without notice. Membership is subject to eligibility. All new accounts will be verified through ChexSystems and are subject to credit approval.