Auto Loan Calculator

Ready for a new ride?

Whether you're ready to make a new car purchase or just looking around, our auto loan calculator can help you determine your monthly car payment. 

Not sure what interest rate to put into the calculator? View our Southland auto loan rates for some guidance.



What is the interest rate on a car loan?

The interest on a car loan is what you pay to the lender for letting you borrow money. Interest is typically calculated on a monthly basis. 

What is a term on a car loan?

The term on a car loan is the amount of time you have to pay off your loan balance when making regular payments. With car loans, terms are typically available in 12-month increments. 

Can I pay off a car loan early?

The ability to pay your loan off early all depends on who you finance it through and what you agree to. Here at Southland, you can pay your loan off early, which decreases the overall interest you pay. 

Can I refinance my car loan?

Southland does offer auto loan refinancing on qualified vehicles. Refinancing your auto loan may decrease your monthly payment and interest rate. 

What impact does my credit score have on my car loan?

Your credit score can help determine the interest rate and terms that you qualify for. High credit scores may help qualify you for special financing options. 

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