Southland is proud to partner with LAEF

Southland Credit Union is proud to partner with LAEF to offer its families special credit union benefits. There's no need to compromise when it comes to your banking needs. Enjoy all the perks of a national bank from your Member-owned, not-for-profit credit union partner. 

Smart Start Bonus

Get a $25 match bonus when you or your child become a Southland Member

At Southland, you are not just opening an account. You are joining a local, Member-owned credit union focused on helping our Members succeed. You can open a personal membership for yourself or a minor membership for a child.

As a Member, you have access to practical, competitive financial products and services, including:

  • Savings and investment services
  • Southland Jr. Savers 
  • Enjoy! Rewards Checking
  • Home loans and equity options
  • And more to support your financial goals

Banking should be simple and personal. At Southland, you will find friendly service, guidance and solutions designed for you.

Join now = $100 for LAEF

LAEF logo

Southland gives back with every new membership 

We are proud to partner with LAEF to support education in our community.

When you open a new Southland membership, you’ll receive a $25 welcome bonus. Even better, for every new membership opened through this partnership, Southland will donate $100 directly to LAEF.

Your membership helps fund programs and opportunities that benefit local students—making it a simple way to support education while enjoying the value of credit union membership.

Join today and make an impact.

JOIN NOW FOR $25 BONUS

The credit union difference


Enjoy! Rewards Checking

Savings and money market accounts

Digital Banking featuring Zelle

Low-rate loans

Investment and Insurance Services


 

Enjoy! Rewards

3X rewards that fit your routine

Your routine isn’t one-size-fits-all, and your rewards shouldn’t be either. Enjoy Your Way lets you pick three categories for 3X points with Enjoy! Rewards Checking, so you can earn more on what matters most right now: dining out, grocery runs, streaming and bills, road trips or travel plans.

Learn More

hand holding cell phone with Digital Banking app

Ultimate convenience

Banking local doesn't mean giving up big bank convenience

Southland Credit Union offers branch locations and ATMs in Los Angeles and Orange Counties combined with the convenience of a nationwide CO-OP Network.

Take your banking on the go with Digital Banking

Use our Southland Digital Banking app to bank wherever you are. With 24/7 account access, bill pay, budgeting and Zelle, our app has what you need. 

Member benefits

It pays to be a credit union Member

Discover a more rewarding banking experience here at Southland with special services, discounts and fantastic rates. 

It only takes a few minutes to join

Who can open an account at Southland?

It's simple. If you live, work, worship or attend school in Orange County or Los Angeles County, Southland Credit Union is your credit union!

Here's what you'll need when we contact you to establish your membership.

  • Social Security Numbers for all account holders.
  • Driver's License, State-Issued ID or U.S. Passport for all account holders.
  • Debit card, credit card, or checking account number to fund your account without visiting a branch.

JOIN NOW

*A primary share savings account with a minimum deposit of $25 is required to establish membership. Smart Savings Bonus: LAEF families who open a new Southland membership by using the link above are eligible for a $25 savings bonus with a minimum deposit of $25 into their primary savings account. The bonus will be deposited into the account 30 days after account opening. This offer is exclusively for LAEF. The $25 bonus is considered interest and will be reported on 1099 to the IRS. Only one bonus is allowed per unique Social Security number. Individuals with multiple Southland accounts under the same Social Security number do not qualify. You are not eligible for this offer if you currently have a Southland account or have closed one within the past 12 months. If the new account is closed within six months of opening, the bonus amount will be deducted at the time of closing. Offer expires 12/31/26 and subject to change or termination without notice.

LAEF Donation: Southland will donate $100 to LAEF for each qualifying new membership opened using the designated link or by providing promo code LAEF at the time of account opening. To qualify, the individual must not currently have a Southland account and must not have closed a Southland account within the past 12 months. Individuals with multiple accounts under the same Social Security number are not eligible for donation. Qualifying memberships will be tallied at the conclusion of the match promotional period above, and a single aggregate donation will be made to LAEF.

Membership is subject to eligibility. All new accounts will be verified through ChexSystems and are subject to credit approval. Terms, rates, and financing are subject to credit approval. 

Enjoy! Rewards: Enjoy! Rewards Checking and/or an Enjoy! Rewards Visa® Platinum credit card is required to participate in the Enjoy! Rewards program. Program conditions and restrictions may apply. Not available on all Southland Visa cards.

Points: You’ll earn points on purchases of products and services, minus returns or refunds, made with an Enjoy! Rewards debit card. Debit card purchases earn one point per every three (3) dollars of each qualifying transaction. Enjoy your way – Earn 3X Points (1 base point plus 2 bonus points) per every three (3) dollars of each qualifying transaction for the three categories you choose. These include retailer/service providers whose Visa Merchant Category Code (MCC) is classified as grocery (5300,5411 and 5499), utility (4814, 4816, 4899 and 4900), gas (5541, 5542 and 5552), restaurants (5812 and 5814) and travel (4511, 7011, 7512/3000-3308, 4722, 4111, 4121 and 4131). Additional points accumulated for other banking relationships, products and services. For complete details, refer to Enjoy! Rewards Program Terms and Conditions at SouthlandCU.org/enjoy. Offer is subject to change without notice.
 
ATM and Digital Banking: Unlimited FREE ATM Transactions at Southland Network ATMs, which includes all Southland and CO-OP® ATMs. Use of an out of network ATM will result in a $3.00 withdrawal fee, per transaction and inquiry, and possible third-party surcharges. Web/App access is needed to use Digital Banking. You may be charged access rates depending on your carrier. Check with your service provider for details on specific fees and charges. Some restrictions may apply. Mobile Deposits are available to Members in good standing only.
 
Direct deposit: Early access depends on the timing of the submission of the deposit from the payer. We generally make these funds available on the day the deposit is received, which may be up to 2 days earlier than the scheduled payment date.