Southland is proud to partner with MemorialCare

The credit union difference

Southland Credit Union is proud to partner with MemorialCare to offer its employees special credit union benefits. There's no need to compromise when it comes to your banking needs. Enjoy all the perks of a national bank from your Member-owned, not-for-profit credit union partner. 

Southland Credit Union was founded in 1936 to serve the financial needs of Los Angeles County employees. Today we are one of the top-performing credit unions nationwide and have over $1 billion in assets. Our Member-owners benefit from a full spectrum of competitive products, convenience and exceptional service. In addition to access to 30,000 CO-OP Network ATMs and nearly 6,000 shared branch locations, Members who choose to join Southland can enjoy:


Enjoy! Rewards Checking

Savings and money market accounts

Digital Banking featuring Zelle

Low-rate loans

Investment and insurance services


JOIN NOW FOR $50 BONUS

 

Enjoy! Rewards

3X points that fit your routine

Your routine isn’t one-size-fits-all, and your rewards shouldn’t be either. Enjoy Your Way lets you pick three categories for 3X points with Enjoy! Rewards Checking, so you can earn more on what matters most right now: dining out, grocery runs, streaming and bills, road trips or travel plans.

Learn More

hand holding cell phone with Digital Banking app

Ultimate convenience

Banking local doesn't mean giving up big bank convenience

Southland Credit Union offers branch locations and ATMs in Los Angeles and Orange Counties combined with the convenience of a nationwide CO-OP Network.

Take your banking on the go with Digital Banking

Use our Southland Digital Banking app to bank wherever you are. With 24/7 account access, bill pay, budgeting and Zelle, our app has what you need. 

Member benefits

It pays to be a credit union Member

Discover a more rewarding banking experience here at Southland with special services, discounts and fantastic rates. 

nurse

Our Members are our focus

Our Members get much more than lower interest on loans and higher dividends on savings. They become a part of the Southland family, where people are worth more than money. At Southland, treating you with exceptional service is our mission. We take great pride in helping you achieve your dreams, whatever they may be. 

Meet Gustavo

"I feel I have grown a lot thanks to Southland Credit Union. My wife started with Southland when she was approved for a car loan back in 2016 and we have been with them since. I recently got approved for a car loan myself, and thanks to them I'm riding a sweet ride with a low APR that I know other banks couldn't provide. I have attended free online webinars on college planning, 401k's and annuities. Their staff is friendly and informative, and the app has improved over the years too, making it very convenient!"

Member Gustavo

It only takes a few minutes to join

Who can open an account at Southland?

It's simple. If you live, work, worship or attend school in Orange County or Los Angeles County, Southland Credit Union is your credit union!

Here's what you'll need when we contact you to establish your membership.

  • Social Security Numbers for all account holders.
  • Driver's License, State-Issued ID or U.S. Passport for all account holders.
  • Debit card, credit card, or checking account number to fund your account without visiting a branch.

JOIN NOW

*A primary share savings account with a minimum deposit of $25 is required to establish membership. Savings Bonus: MemorialCare employees who open a new Southland membership by using the link above are eligible for a $50 savings bonus with a minimum deposit of $50 into their primary savings account. The bonus will be deposited into the account 30 days after account opening. This offer is exclusively for MemorialCare. The $50 bonus is considered interest and will be reported on 1099 to the IRS. Only one bonus is allowed per unique Social Security number. Individuals with multiple Southland accounts under the same Social Security number do not qualify. You are not eligible for this offer if you currently have a Southland account or have closed one within the past 12 months. If the new account is closed within six months of opening, the bonus amount will be deducted at the time of closing. Offer subject to change or termination without notice.

Membership is subject to eligibility. All new accounts will be verified through ChexSystems and are subject to credit approval. Terms, rates, and financing are subject to credit approval. 

Enjoy! Rewards: Enjoy! Rewards Checking and/or an Enjoy! Rewards Visa® Platinum credit card is required to participate in the Enjoy! Rewards program. Program conditions and restrictions may apply. Not available on all Southland Visa cards.

Points: You’ll earn points on purchases of products and services, minus returns or refunds, made with an Enjoy! Rewards debit card. Debit card purchases earn one point per every three (3) dollars of each qualifying transaction. Enjoy your way – Earn 3X Points (1 base point plus 2 bonus points) per every three (3) dollars of each qualifying transaction for the three categories you choose. These include retailer/service providers whose Visa Merchant Category Code (MCC) is classified as grocery (5300,5411 and 5499), utility (4814, 4816, 4899 and 4900), gas (5541, 5542 and 5552), restaurants (5812 and 5814) and travel (4511, 7011, 7512/3000-3308, 4722, 4111, 4121 and 4131). Additional points accumulated for other banking relationships, products and services. For complete details, refer to Enjoy! Rewards Program Terms and Conditions at SouthlandCU.org/enjoy. Offer is subject to change without notice.
 
ATM and Digital Banking: Unlimited FREE ATM Transactions at Southland Network ATMs, which includes all Southland and CO-OP® ATMs. Use of an out of network ATM will result in a $3.00 withdrawal fee, per transaction and inquiry, and possible third-party surcharges. Web/App access is needed to use Digital Banking. You may be charged access rates depending on your carrier. Check with your service provider for details on specific fees and charges. Some restrictions may apply. Mobile Deposits are available to Members in good standing only.
 
Direct deposit: Early access depends on the timing of the submission of the deposit from the payer. We generally make these funds available on the day the deposit is received, which may be up to 2 days earlier than the scheduled payment date.