Make your money grow

Earn more with High Yield Savings and Interest Checking accounts

Earn dividends

High Yield Savings and Interest Checking Accounts
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Your accounts ebb and flow with purchases and deposits, but do they grow? With a High Yield Savings and Interest Checking account from Southland, you can earn dividends on the money you already have. Make the switch to Southland today and make your money grow for a more rewarding tomorrow.

High Yield Savings

Give your savings a boost with a High Yield Savings Account from Southland. Earn 2.05% APY* on your minimum balance of $10,000. New money only. 

  • Minimum balance of $10,000 to earn promotional rate
  • New money only
  • No maximum deposit


Interest Checking

Earn a better rate on your everyday transaction account with Interest Checking Accounts from Southland. Earn 1.55% APY* on your balance up to $10,000. 

  • $0 minimum opening deposit
  • Free 1st box of checks
  • Monthly service fee waived with direct deposit or one bill pay per month

How to open your High Yield Savings and Interest Checking Account

Visit us: Locate your nearest Southland branch

Call us: 800.426.1917, Monday - Friday 8:00 a.m. to 5:00 p.m. and Saturday 9 a.m. to 1 p.m. Closed Sunday.

Apply online: Log in to Digital Banking and navigate to Quick Apply. Or, if you're not a Member yet, use our online application to apply for Membership and open your High Yield Savings or Interest Checking account.

Membership is subject to eligibility. All new accounts will be verified through ChexSystems and are subject to credit approval. APY = Annual Percentage Yield.  Primary Savings $5 monthly service fee is waived for Members under 18; or with Direct Deposit, Southland eStatements, Checking, Money Market, Certificate, IRA, or Loan balance. 

High Yield Savings: Minimum balance to earn promotional rate is $10,000. To qualify, deposit must be new money transferred to Southland from another financial institution. 

Interest Checking: All new accounts will be verified through ChexSystems and are subject to approval. 1.55%% earned on balances up to $10,000, 0.10%% on balances of $10,001 and up. Monthly service fee of $5 waived with direct deposit or one bill pay per month. Paper statement $5 monthly fee waived with eStatements or Members under 18. Excludes Free Checking , HELOC or Visa loan statements. Unlimited FREE ATM Transactions at Southland Network ATMs, which includes all Southland and CO-OP® ATMs. Use of an out of network ATM will result in a $3.00 withdrawal fee, per transaction and inquiry, and possible third-party surcharges. Web/App access is needed to use Digital Banking. You may be charged access rates depending on your carrier. Check with your service provider for details on specific fees and charges. Some restrictions may apply. Mobile Deposits are available to Members in good standing only.

Direct deposit: Early access depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.