Important notice: To ensure a smooth pre-approval process, please do not alter your pre-filled personal information when submitting your application online. If there are any errors in your pre-filled application information, please give us a call: 800.426.1917.

Two easy options to get started

1. Accept online

Log in to your Southland account, navigate to Open a New Account in the menu, select Loan, then complete the application.

LOGIN

2. Give us a call

Speak with a Southland representative to accept your pre-approval right over the phone.

We're here to help, call us at 800.426.1917

Don't have the Southland Digital Banking app? Apps are available for download through the Google Play Store® and Apple App Store®.

 

Need help finding your next car? 🚗

Save time and money with Southland. Whether you’re looking for a brand-new ride, a reliable pre-owned vehicle or a way to keep the car you're already leasing, we're here to make the process easier. Let us help you drive away in confidence!

Leasing a car you love? Keep the keys, skip the hassle2

Southland and Lease Buyout Center make it easy to handle the paperwork and financing online.  

  • Complete the online application and mention "Southland CU" in the comments. 
  • Enter a few details about your vehicle. 
  • Lease Buyout Center will follow up to walk you through the next steps.

APPLY NOW

Browse used vehicle inventory with Enterprise3

Choose from thousands of cars, SUVs and trucks in a wide range of makes and models, all with clear, transparent pricing.

  • 12-month roadside assistance
  • A free CARFAX® Vehicle History Report™ 
  • A 7-day buyback agreement 

BROWSE ONLINE

Enjoy a full-service experience with Carscouts

Carscouts offers Southland Credit Union Members a hassle-free car buying experience with expert agents who serve as trusted advisors. 

They’ll secure your preferred vehicle, customized to your specifications, at discounted pricing. You can also rely on Carscouts for vehicle selling services.

Call Carscouts at 877.450.6747

You can choose to stop receiving “pre-screen” offers of credit from this and other companies by calling toll-free, 888-567-8688. See PRE-SCREEN & OPTOUT NOTICE below for more information about pre-screened offers.

1PRE-SCREEN & OPT-OUT NOTICE: This “pre-screened” offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria (including providing acceptable collateral). If you do not want to receive pre-screened offers of credit from this or other companies, call Experian Credit Marketing, toll-free, 1-888-567-8688 or visit the website www.optoutprescreen.com; or write TransUnion Opt-Out Request PO Box 505. Woodlyn, PA 19094-0505, Equifax Options, PO Box 740123 Atlanta, GA 30374-0123, Experian Opt Out, P.O. Box 919, Allen, TX 75093, Innovis Consumer Assistance PO Box 495 Pittsburgh, PA 15230-0495.

Pre-Approved Loan Terms: “You” and “Your” mean each and all applicants signing. “We” means Southland Credit Union. Pre-Approved Loan Terms: By accepting this pre-approval, you understand that any false statement for the purpose of influencing in any way the action of the Credit Union upon any loan application is a violation of Section 1014. Title 18 U.S. Code. If there are important changes in your financial condition, you will need to notify us in writing immediately. Pre-approval is valid through 12-31-2026.  Receipt of multiple offers does not equal multiple pre-approvals. Offer may not be combined or used to refinance an existing Southland Loan. Members can only have one pre-approval at a time. You must be a current Member of Southland Credit Union with a primary Share Account in good standing to be eligible.  This pre-approval is not transferable. Rates quoted as of 10-1-2026 and includes a .25% discount for Autopay (which must be from a qualified Southland checking account) and are subject to change without notice. 

Terms and Conditions for a Vehicle Loan Pre-Approval: Refer to your mailer or email disclosure for complete details.

2Lease Buyout Center: Loans are subject to credit and collateral qualification, other fees and conditions may apply. Rates are subject to change without notice. Other rates and advance policies may apply based on your individual credit profile. Vehicles valued over $25,000 can finance up to 84 months; otherwise, maximum term is 72 months. Membership is subject to eligibility. All new accounts will be verified through ChexSystems and are subject to credit approval. Not all borrowers will qualify. Processing fee of $195. A credit inquiry will be required by Lease Buyout Center in accordance with CFPB Regulation V to provide a risk-based pricing disclosure on loan applications. Excludes Ford Motor Credit/Lincoln Financial, NMAC/Infiniti Financial Services, and Tesla leases. 

3Enterprise Car Sales: Used vehicles were previously part of the Enterprise rental fleet and/or an affiliated company’s lease fleet or purchased by Enterprise from sources including auto auctions, customer trade-ins or from other sources, with a possible previous use including rental, lease, transportation network company or other use. Limited Powertrain Warranty begins on the vehicle purchase date and extends for 12 months or 12,000 miles, whichever comes first. Coverage runs concurrently with manufacturer warranty. Restrictions apply. See a Sales Consultant for details. Enterprise 12-Month Unlimited Mileage Roadside Assistance Package is provided by RESPONSE, a Florida Entity. Some limitations and restrictions apply. For a period of seven days after the date of delivery or 1,000 miles beyond the odometer reading at delivery, whichever comes first, the vehicle may be returned for the exact price originally paid minus a $200 restocking fee (as allowed by law). Restrictions apply. For details, see an Enterprise Car Sales Manager.