Southland News

When you think of rewards points, your mind probably jumps to credit cards. That’s because the vast majority of rewards programs are tied to credit card spending—not debit cards. But what if you could earn valuable rewards without the risk of high-interest debt?

That’s exactly what Southland Credit Union offers with our exclusive debit card rewards program, Enjoy! Rewards—one of the few of its kind in the industry.

The rarity of debit card rewards

Unlike credit cards, which generate revenue for banks and credit unions through interest and fees, debit cards are linked directly to your checking account. This means financial institutions have little incentive to offer rewards on debit purchases. As a result, most banks and credit unions don’t provide any debit card rewards program at all.

But at Southland, we believe our Members deserve more. That’s why we offer an industry-leading 1 point per $3 spent on everyday debit card purchases—with no caps on earning or redeeming points!

Even more points on groceries and utilities

Not only does Southland provide a rare debit card rewards program, but we also go above and beyond by offering triple points on two of the biggest household expenses:

• 3X points on groceries
• 3X points on utilities

Very few financial institutions offer any rewards on debit purchases, let alone triple points on essential spending categories. That means Southland Members can maximize their rewards without increasing their spending—and without taking on credit card debt.

Credit card rewards vs. debit card rewards

While credit card rewards are widely available, they come with a catch: debt and high interest rates. If a balance isn’t paid in full each month, interest charges can quickly outweigh any rewards earned.

With Southland’s debit card rewards program, Enjoy! Rewards, you can enjoy the perks of earning points without the worry of accumulating debt. Every purchase helps you rack up points that can be redeemed for cash, travel, gift cards, merchandise and more!

Start earning rewards today

If you’re a Southland Member, it’s easy to get started. You can convert your existing Southland checking account to Enjoy! Rewards Checking by completing this simple online form – you can continue using your debit card as usual and we’ll take care of everything for you.

If you’re a Southland Member without a checking account, you can open an Enjoy! Rewards Checking account online through your Digital Banking account, or in any Southland branch.  

Not a Member yet? Join Southland Credit Union today and start earning rewards for the spending you already do—without the risk of credit card debt.

Ready to start earning?

Learn more about Southland’s debit card rewards program.