*Membership is subject to eligibility. All new accounts are verified through ChexSystems and subject to credit approval. APY = Annual Percentage Yield. Rates quoted effective 9/4/25 and subject to change without notice.
8-Month Certificate: Available to new Southland Members only. Individuals with an existing Southland account under the same Social Security number, or with a closed account within the past 12 months, do not qualify. Limit one certificate per Member/Social Security number. Minimum deposit to open: $100. Maximum deposit: $1,000. Unless otherwise directed, the certificate will automatically roll over into a 6-month certificate upon maturity.
5-Month Certificate: Minimum opening deposit: $1,000. No maximum deposit amount. Unless otherwise directed, the certificate will automatically roll over into a 6-month certificate upon maturity.
General Terms: Early withdrawal penalties apply. Yields are based on certificates held to maturity. Dividends are paid monthly. The Certificate Account Agreement and Disclosure is included in the Truth in Savings Disclosure. Accounts are insured by the NCUA (National Credit Union Administration), an agency of the U.S. Government, up to $250,000. Additional coverage for multiple accounts is detailed in the NCUA’s Your Insured Funds booklet.