What you need to convert
Before you get started, take a moment to review our Business Account Document Checklist. It'll help you gather all the required documents we may need, so we can convert your account without delays.

Business Document Checklist

Incomplete submissions may delay the opening of your business account.

Request to convert to Nonprofit Checking
Please fill out the form by December 31, 2026.

$0
minimum opening deposit

$5
monthly service fee

150
free transactions per month1

Your first 150 transactions each month are included. Transactions 151–300 are $0.10 each, and transactions 301 and above are $0.30 each.¹

What's included

  • Free Digital Banking with card management, mobile deposits and bill pay
  • Nationwide access to over 30,000 surcharge-free CO-OP ATMs and 5,000 shared branches
  • Overdraft protection available from a Southland Business Savings account
  • No monthly statement fee with eStatements

 

Membership is subject to eligibility requirements. All new accounts are verified through ChexSystems® and may be subject to credit approval. Use of an out-of-network ATM will result in a $3.00 withdrawal fee per transaction. Additional surcharges may be imposed by the ATM operator or network. Digital Banking access requires web or mobile application access. You may be charged access or data rates by your wireless carrier. Contact your service provider for details. Some restrictions may apply. Mobile Deposits are available only to Members in good standing. Overdraft Protection: To establish or decline overdraft protection, you must submit your preference in writing as set forth in the Business Account Agreement.
1Transactions include cleared checks, deposited checks, and all external debits and credits; internal transfers are excluded.
Cash purchase and coin exchange fees may apply. Please refer to the Business Accounts Schedule of Fees and Charges for a complete listing of applicable account fees.