Student Loan Refinance

Simplify your life and amplify your funds!

Are you juggling multiple costly student loan payments every month? Let Southland help streamline your debt with our student loan refinance solution! Refinance and consolidate both private and federal student loans by setting up one convenient payment and potentially lowering your rate.

Student Loan Refinance

Take control of student debt

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Southland Student Choice Refinance

Competitive interest rates
Loan limit up to $50,000
Flexible repayment terms to fit your needs
No origination fees or prepayment penalties
Easy online application and instant credit decision
A relationship with a local, not-for-profit lender you can trust

Want to know how much you can save?

Calculate your savings

Join Southland Student Choice for a free national webinar

Five Tips for Refinancing Student Loans

Understanding federal updates
Understanding your student loans - types, terms, interest rates
Federal loan refinancing – when it makes sense
Choosing a lender
Refinance examples

Wednesday, February 24, 2021

10:00 a.m. PT / 1:00 p.m. ET

3:00 p.m. PT / 6:00 p.m. ET

By refinancing federal student loans, you may lose certain borrower benefits from your original loans, including interest rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans.