Southland News

Refinance your student loans and earn a $250 bonus

March 8, 2023

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SPECIAL OFFER: Refinance and enjoy no payments and no interest for 3 months and get $250!

IMPORTANT: Federal student loan payments and interest are set to resume no later than June 30, 2023, pending the outcome of legal challenges to the Biden Administration’s proposed federal student loan debt cancellation measures. For details on these measures, which are strictly tied to federal student loans and have no impact on private student loans, visit studentaid.gov. Carefully consider your options before refinancing federal student loans, as they will no longer qualify for current and future federal benefits once refinanced with a private lender.

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Make your life easier, and potentially save money, by refinancing your student loans with Southland Credit Union!

  • Rates as low as 3.00% APR1
  • Refinance private and federal loans2 (including PLUS2)
  • Flexible payment terms to fit your budget
  • Personalized 1:1 support throughout the process
  • Earn $250*

With federal student loan payments set to resume after January 31, 2022, and loan rates at historic lows, now is the time to lock in your rate and unlock your future.

Don't miss out. Refinance today!


3 Months No Payments, No Interest Offer

1) To qualify, the loan application must be started between 12/15/2021 and 06/15/2023 and the selected repayment term must be 10 years or less. Upon disbursement of your refinance loan, no payments will be required and no interest will accrue during a three-month promotional period. After this three-month promotional period ends, this loan requires full payments of principal and interest. The credit union reserves the right to modify the terms of this offer at any point in the future for new applications.

$250 Cash Offer

2)To qualify, the loan application must be started between 10/18/2022 and 03/31/2023. Upon approval and disbursement of your refinance loan, the primary borrower will receive a cash deposit of $250. The cash deposit will be awarded in the form of a deposit to your credit union checking or savings account within 90 business days from the funding date of the loan. The primary borrower must be a credit union member in good standing at the time of deposit. Limit one cash award per borrower. The credit union reserves the right to modify the terms of this offer at any point in the future for new applications. Recipient is responsible for any applicable federal, state, or local taxes associated with receiving the cash deposit; consult your tax advisor to determine applicable tax consequences.